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Barclays £175 switch offer - new customers only, Nov 1 - 30 2023

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Comments

  • federer
    federer Posts: 192 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 22 November 2023 at 3:18PM
    anna42hmr said:
    federer said:
    anna42hmr said:
    Nasqueron said:
    anna42hmr said:
    well it looks like my switch has competed today and have also received the £10 for the debit card cash back for november (shows as available today so just requested the £10 to be transferred to my current account now), so hopefully not too long until the switch incentive payment is made.  
    To confirm, you already spent £200 on the debit card?
    yes i did, but only in the last few days, (friday 17th and Saturday 18th) so was surprised at how quick the extra £10 cash back was paid into the cashback pot.
    does this also work if you shop at the supermarket and make 6 different transaction totaling £200, you get 5% cashback every time you shop
    i believe so, my £200 was spent on xmas gift shopping so was at a number of shops, but two payments were to marks and spencers and both of them attracted the cash back for them and can't see anything in offer terms to suggest only one payment per retailer etc. 
    thank you i assume making payments on the phone to a retailer  ie apple pay or online work fine too for cashback ?
  • I set up 2 new DDs on my burner account, but they still haven't appeared on the app yet after a week. The first payment dates will be in December, is that why? Does it mean I won't be eligible for the £175 switch offer as it expires on the 30th November? Or do these "invisible" direct debit still get moved and still count?
  • anna42hmr
    anna42hmr Posts: 2,890 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I set up 2 new DDs on my burner account, but they still haven't appeared on the app yet after a week. The first payment dates will be in December, is that why? Does it mean I won't be eligible for the £175 switch offer as it expires on the 30th November? Or do these "invisible" direct debit still get moved and still count?
    is the burner account part of the rbs group by any chance (rbs, natwest, ulster) as they do not show theirs on internet banking until after the first payment but i understand they are there in the back ground so to speak
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • anna42hmr
    anna42hmr Posts: 2,890 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    federer said:
    anna42hmr said:
    federer said:
    anna42hmr said:
    Nasqueron said:
    anna42hmr said:
    well it looks like my switch has competed today and have also received the £10 for the debit card cash back for november (shows as available today so just requested the £10 to be transferred to my current account now), so hopefully not too long until the switch incentive payment is made.  
    To confirm, you already spent £200 on the debit card?
    yes i did, but only in the last few days, (friday 17th and Saturday 18th) so was surprised at how quick the extra £10 cash back was paid into the cashback pot.
    does this also work if you shop at the supermarket and make 6 different transaction totaling £200, you get 5% cashback every time you shop
    i believe so, my £200 was spent on xmas gift shopping so was at a number of shops, but two payments were to marks and spencers and both of them attracted the cash back for them and can't see anything in offer terms to suggest only one payment per retailer etc. 
    thank you i assume making payments on the phone to a retailer  ie apple pay or online work fine too for cashback ?
    i believe so yes, nothing i can see on the offer terms to suggest otherwise for the cashback. 
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • anna42hmr said:
    I set up 2 new DDs on my burner account, but they still haven't appeared on the app yet after a week. The first payment dates will be in December, is that why? Does it mean I won't be eligible for the £175 switch offer as it expires on the 30th November? Or do these "invisible" direct debit still get moved and still count?
    is the burner account part of the rbs group by any chance (rbs, natwest, ulster) as they do not show theirs on internet banking until after the first payment but i understand they are there in the back ground so to speak

    It's Lloyds.

    Just wondering if I should do the switch to Barclays on the 30th even if the 2 DDs don't appear in the Lloyds app (with the risk that I don't get the Barclays switch payment), or if I should leave it and wait until Barclays has another switch offer in the future.
  • masonic
    masonic Posts: 27,381 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    anna42hmr said:
    I set up 2 new DDs on my burner account, but they still haven't appeared on the app yet after a week. The first payment dates will be in December, is that why? Does it mean I won't be eligible for the £175 switch offer as it expires on the 30th November? Or do these "invisible" direct debit still get moved and still count?
    is the burner account part of the rbs group by any chance (rbs, natwest, ulster) as they do not show theirs on internet banking until after the first payment but i understand they are there in the back ground so to speak
    It's Lloyds.
    Just wondering if I should do the switch to Barclays on the 30th even if the 2 DDs don't appear in the Lloyds app (with the risk that I don't get the Barclays switch payment), or if I should leave it and wait until Barclays has another switch offer in the future.
    As far as I'm aware, Lloyds do show unpaid DDs in the app as soon as they are active, so it is unlikely that a switch started before they appear would meet the criteria. It's not too late to use backup options (Plum, PayPal, etc), which would usually appear 2-3 working days after being requested.
  • @Clicker9180 I switched a Lloyds account to Barclays, and 2 of my DD's were set up but had not yet paid out. These appeared in my Lloyds online banking, and were also listed in the list of DDs to be switched in the letter from Barclays I received in the lead up to everything completing
  • Robgmun
    Robgmun Posts: 139 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Waiting for my bank card from Barclays to arrive in the post so I can register the app and switch is agonizing! I'm starting to get worried it won't turn up before next Thursday so I can switch before the deadline!
  • federer
    federer Posts: 192 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Robgmun said:
    Waiting for my bank card from Barclays to arrive in the post so I can register the app and switch is agonizing! I'm starting to get worried it won't turn up before next Thursday so I can switch before the deadline!
    i am confused how some of us can use the app from day 1 and others have to wait for the bank card to arrive...
  • Me too. I didn't need the card, I'd already received £10 cashback before that had arrived.
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