Nationwide Switch Offer £200 September 2023

PRAISETHESUN

moneyworrier2021 said:

So starling have stopped my switch to Nationwide as there was a sub account attached that was still open when I put the request in.

Have I lost my chance of the £200 switch or if I put in a new switch request that I will be fine?

Put in a new switch request. Until Nationwide actually pay out the incentive you are still eligible for it, so no need to worry.

47Revisited

Received switch bonus £200 on Thursday. Didn't expect as had switch bonus 16 September 2021!!

Curlysue99

Switch completed on Friday, heard nothing since, just logged on to the app and the switch bonus is there, first direct debit not due till the 16th

boingy

My £200 arrived today. 

MikeJXE

moneyworrier2021 said:

So starling have stopped my switch to Nationwide as there was a sub account attached that was still open when I put the request in.

Have I lost my chance of the £200 switch or if I put in a new switch request that I will be fine?

I had that problem with a switch early in the year, I logged intro Starling closed the sub account and tried again 

Successful on the second try 

MikeJXE

Have started the switch and to complete in 7 days hopefully 

max...

Hi guys, I have had a series of sucessful switches but for some reason NW is refusing an account for my wife with the message:

"Sorry, we can’t offer you a FlexDirect account right now

We looked at how you’re using your other accounts with us. And used technology to work out how you might use this account."

We have A1 credit ratings, and all the usual home owner/salary requirements.  We have a joint Flex Plus NW account and she is trustee to our children's NW accounts.

I have had no problem succeeding with the latest switch offer in my name but as I say it won't allow my wife to proceed.

Any ideas please?

Wesker

pfpf said:

normally a big influx of posts saying "i got my bonus". iv'e only seen 2 so far on here. one saying paid on day of switch - odd, and another 3 days on. any others and how long after switch date?

Switch completed on 5th October, had text 4pm today saying I had qualified for switch offer. Checked account about half hour later and £200 was there, so seems about 3-4 days after switch date 

WillPS

max... said:

Hi guys, I have had a series of sucessful switches but for some reason NW is refusing an account for my wife with the message:

"Sorry, we can’t offer you a FlexDirect account right now

We looked at how you’re using your other accounts with us. And used technology to work out how you might use this account."

We have A1 credit ratings, and all the usual home owner/salary requirements.  We have a joint Flex Plus NW account and she is trustee to our children's NW accounts.

I have had no problem succeeding with the latest switch offer in my name but as I say it won't allow my wife to proceed.

Any ideas please?

You don't have "A1 credit ratings", the "credit ratings" you might see are a total fabrication on the part of the credit rating agencies and they're never seen by a lender.

Something in either the information Nationwide hold on your wife or the information they retrieved on the credit reference or other (National Hunter/CIFAS) has put them off, evidently. Check all three of MSE Credit Club, Clearscore and Credit Karma to cover off the three CRAs, also check National Hunter and CIFAS.

If you are certain there is nothing on them then you can do a SAR under GDPR regs with Nationwide to check what they hold. 

max...

Many thanks - I will check that out.  Is there anything to be gained by calling them or is a no a NO!