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A Better View 🌄
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Still Cheesy 😆
I found half a Christmas camembert lurking in the fridge so supper Thursday evening was a leek, spinach, pea and camembert sauce with whole wheat pasta. There was enough left over for last night too. We still have the posh, pot of stilton (but that has a long use by date) and about 100g of gruyere but, I think we are at normal cheese levels now 😁 Breakfast yesterday was leftover pancakes and compote and lunch was the last of the frittata with salad.
There is still no sign of any income arriving. We've now discovered there are mistakes on the client's IT system which are preventing payment 🙄 Mr F will do next week's job for them but I've said he's not to agree any more dates with them until the first invoices are sorted out. We've paid out over £1,000 in expenses for this work and I'm not prepared to pay out anything more unless I'm certain we'll be reimbursed in a timely manner. They are a large, reputable company so I know they will pay eventually. However, at the moment, there is no incentive for them to sort this out quickly.
I joined some friends for coffee in town yesterday morning. I used the supermarket car park which is free for three hours and one of the ladies insisted on buying coffees for us all so it turned out to be a cheap date 😆 In the afternoon, we were invited to same generous friend's house to look at the wooded area of her garden. She has some coppiced trees which she thought could provide some material for Mr F's hedge laying adventures. We stayed for tea and scones and had a good chat.
We had intended to do some pruning in the orchard today but rain/snow is due tomorrow so that might have to wait.
Happy weekend all 😁
Fortune x
Mortgage: 100% paid Emergency Fund: 100%
A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais10 -
I do so love reading your updates Fortune 😊 Sounds like a sensible plan for Mr F to not agree any more work until reimbursement is sorted out properly. And your coffee date sounded just lovely 🥰5
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Fortune - I'm sharing your woes of the cheese mountain! - Our Christmas bounty is still giving! Last night, I too found camembert, an untouched small round, which added to the unopened pack of charcuterie & bits of this and that made a lovely meal with a glass of blush pinot grigio. The solitary unopened piece of brunost in the fridge has a bb date of September so can happily camp there until later in the year & the wax truckles have been frozen.4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!4
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Cheery_Daff said:I do so love reading your updates Fortune 😊 Sounds like a sensible plan for Mr F to not agree any more work until reimbursement is sorted out properly. And your coffee date sounded just lovely 🥰
Awww thanks Cheery 😘 I've more of a business head than Mr F - he's a sucker for a sob story 😆 All my regular social meetings are up and running again and it's lovely to have things to look forward to.rtandon27 said:Fortune - I'm sharing your woes of the cheese mountain! - Our Christmas bounty is still giving! Last night, I too found camembert, an untouched small round, which added to the unopened pack of charcuterie & bits of this and that made a lovely meal with a glass of blush pinot grigio. The solitary unopened piece on brunost in the fridge has a bb date of September so can happily camp there until later in the year & the wax truckles have been frozen.
Oooh - your supper sounds lovely RT 😋 We were lucky not to end up with even more cheese. Our guests bought a cheeseboard for our New Year's Day supper and the individual cheeses were huge! We hardly made a dent in them. They wanted to leave them behind but I managed to persuade them to take most back with them. We're both craving healthier food now. I can't believe I'm saying this but it's going to be quite a while before I can face a cheeseboard again 😆... although I've never tried brunost before and now I'm intrigued 🐁
Fortune x
Mortgage: 100% paid Emergency Fund: 100%
A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais6 -
Ooh, is that the Norwegian brown cheese? It's definitely a distinctive flavour!5
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Fortune & Cheery - yes Brunost is exactly that - Norwegian brown cheese - it is whey that has been cooked down until caramelized, then formed into a block. It is definitely distinctive and makes me think of fudge which was a sought after treat when I was growing up in Canada. I came across the cheese in University when a Norwegian exchange student brought some back with her after Christmas one year, along with gingerbread wafers and cardamom cookies. Each flavour enhanced the other and was very moorish. I surprisingly found some of the cheese at Waitflower thankfully only sold in small blocks, so splurged on a chunk, fully intending to eat it with our 1kea gingerbread wafers. The tin of wafers has been demolished over the past 3 weeks, but the cheese is still hibernating in the fridge 😊4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!4
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Love the cheese chat!🧀
My DD arranged for me to receive a cheese advent calendar last month from a well-known London cheese company. I received a box of eight small pieces of different cheese over three weeks. It was a smashing present but even me, Cheese Lover Extraordinaire, couldn't get through it all! In the end I took quite a few of the cheeses in date up to DD's when I stayed with them at Christmas. At least I had some help with them there!😁
The Brunost sounds very interesting- I never received any of that!Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”7 -
We got caught up in sympathetic to previous colleagues in a system that couldn't pay some years back. It ended up with us being required to show we complied with a purchase order description we had never had. Needless to say we did not, and eventually (very eventually!) got it paid but it taught us both not to carry on working on month three on mates rates based on trust sadly.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo5 -
If they end up being repeated slow payers - you could amend their contract to be say 50% upfront.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/255 -
Cheery_Daff said:Ooh, is that the Norwegian brown cheese? It's definitely a distinctive flavour!rtandon27 said:Fortune & Cheery - yes Brunost is exactly that - Norwegian brown cheese - it is whey that has been cooked down until caramelized, then formed into a block. It is definitely distinctive and makes me think of fudge which was a sought after treat when I was growing up in Canada. I came across the cheese in University when a Norwegian exchange student brought some back with her after Christmas one year, along with gingerbread wafers and cardamom cookies. Each flavour enhanced the other and was very moorish. I surprisingly found some of the cheese at Waitflower thankfully only sold in small blocks, so splurged on a chunk, fully intending to eat it with our 1kea gingerbread wafers. The tin of wafers has been demolished over the past 3 weeks, but the cheese is still hibernating in the fridge 😊
I'm definitely going to give Brunost a try - it sounds fabulous.
Fortune x
Mortgage: 100% paid Emergency Fund: 100%
A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais4
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