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  • savingholmes
    savingholmes Posts: 29,051 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm surprised he didn't refer the mole catcher requester to you - you are very good at the firm but no type conversations.

    Even public sector organisation will pay 50% upfront if they really value particular skills so I wouldn't automatically accept their no as a no... 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • savingholmes
    savingholmes Posts: 29,051 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great that one is on the way to be paid. It's all a learning game at the moment isn't it... A lot of organisations are slow payers though.

    Hope you enjoy your event.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • teapot2
    teapot2 Posts: 3,570 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    This waiting to be paid lark drives me round the bend.  I have a couple of organisations that I have to bill regularly for work, one of them has 'mislaid' my November invoice, I know they received it as I got an automatic reply after it was emailed.  They told me it was processed for payment before Christmas but it turns out this just means its been sent to finance who then have a further 30 days to pay out and I've noticed the remittance advice from both parties tends to land on a Thursday/Friday with a further 3 -5 working days to wait so well into the following week. Grrrr
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