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An in-between phase
Comments
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I was biding my time on that. I mean obviously anywhere North of the river is a winner… ;-)
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Hahaha thanks for your comments, they have made me grin (Norf ftw 😁)
A more user-friendly temperature of 27 feels like 30 today than the 37.5 it actually reached in London yesterday according to Mr PIP checking the outdoor build temp, still overly warm and close though
Usuals
Survey
Attempted situps but back aching far too much from packingPacking
Shower and hairwash using free toiletriesPacking
People came to collect chairs and footrest to be mendedPacking
LaundryPacking
Steps to meet bestie for beer and so she could give me sage stick for cleansing build. I'm not really a sagey cleansy person but this poor new gaff needs it after the amount of (insert many swear words here) attached to bringing it into existenceSleeeep. Then up early again tomorrow as Mr PIP has to take car for MOT then we have to finish packing up everything before attending funeral wake of our lovely young pal from our local
Then up super early again on Sat for
sacrificing andmoving dayhttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty6 -
The end is finally in sight ….
Hugs for today’s funeral. I suspect it’s going to be a tough one x
KK
As at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 61 books of target 52 in 2026 as @ 23rd August.
Produce tracker: £222 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Hope it all goes as well as it can x
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Just caught up ….moving in and sage sticks… 'tis done, all will be well.
Hope today goes as well as it can.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!3 -
Good luck with the move and enjoy the home of your very own 🏠
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Thats a lot and emotional in the mix with funeral/wake…. take care and hope all goes ok with the rest of the packing x
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sending soothing thoughts for today
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Wishing you well for your moving day
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Hope today goes well for you on both fronts.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.2
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