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An in-between phase
Comments
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Nust this from me too xx
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.2 -
That sounds like a really tough day, but you did it.
Be gentle with yourself, do the unpacking over time 🤗
Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family2 -
You're in!! Sending all best wishes for setting up your new home together xx
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!2 -
Congratulations on being in your new home. Hope you enjoyed your chippy tea.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Echoing everyone else - congratulations on finally getting there (despite all the builders/council/et al obstacles thrown at you).
Hope the chippy tea was wonderful. Xx
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Congratulations on getting to this point, still in one piece and mostly sane! X
Debts 04/01/25 03/08/26
Natwest X2 £14,122.71 -
Barclaycard - £10,078
Lloyds CC £6,112.60 £3,595
1st Direct CC £176.03 £33.93
CC total £20,411.34 £13,706.93
OD £1100 £0
Car loan £4,000 £2,800
1st Direct Loan £10,684.44 £4,875
Total £36,195.78 £21,381.93
EF £2,550
HF £1002 -
As long as you somewhere to sleep then you can deal with the rest of the unpacking when you are ready. We moved once and swore never again, even tho everything went smoothly. How these people move every couple of years is beyond me.
:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.002 -
You're in. Sending best wishes for much love and happiness in your new home x
I am working out what I could have achieved in the time it's taken for your build, if I had actually focused on something!
V x
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Thanks again for the lovely comments, all your contributions keep me motivated and sane-ish, so really thank you and please keep it up, it means so much x
Well the bad news is that foxes like loudly jumping around on the corrugated iron garage roofs just outside our bedroom window all night.
We're looking into mains operated sonic deterrents in the hope one has enough angle range, and how we can fit in lavender and rosemary in the tiny space as apparently they're not keen but I am!The good news is one of the showers works and is even quite good. Haven't tried the ensuite one yet as only just got all my plants out of there.
Tips for effective shaving legs in shower with no bath edge to put foot on pleaseThe neutral news is that the laundry came out of the washing machine really warm which leads me to believe it either is or is not working properly. I appreciate this is not one of my finest deductions
Me and my stripy shaven/not shaven legs went to a local with Mr PIP for Sunday beers. Thank you to @KajiKita for insisting I spend the chippie change on investigating a pub 😊🍻
There was also A Lot of unpacking. There is still A Lot of unpacking to do
Hope everyone is having a good vibes only Sunday, you know the rule 😁🥂
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty7 -
My first thought re the washing machine is that someone has plumbed it into the hot water not the cold. That could be costing a lot, depending on how your water is heated.
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