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An in-between phase
Comments
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Good point, @badmemory, as washing machines do tend to be cold fill only these days. Worth a look anyway.
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!2 -
Glad you have explored the local. Eek to the foxes.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.2 -
Shaving in the shower without a bath ledge;
Move the shower head away from you so you can access the warm water but not have it wash the shower gel or whatever you are using off your legs.
Make sure the shower base is non slippery.
Stand on one leg and lift the other to be shaved.
Periodically lower the leg and rest.
Swop.If you find your hips are tight (mine often are after gardening) do some stretches before getting into the shower, particularly knees to chest.
Quite often I find that my balance is a bit off when I first start - a couple of fingers on the shower wall, the bottom of the shower rail etc helps. Then you will find you find your balance.KK
As at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 61 books of target 52 in 2026 as @ 23rd August.
Produce tracker: £222 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Allowing for your challenges re dodgy joints etc I am going to suggest a ladyshave type gizmo for shaving legs rather than wet shaving in the shower. If you feel like you're hard enough then an epilator is a wonderfully effective thing but by JEEZUS does it bleeping hurt! I alternately adore and loathe mine.
Congrats on finally being "IN" - happy new home. Get you with a choice of showers though! That's posh that is!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Congratulations on the new home. I hope the niggles get resolved soon.
My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo1 -
Ah that's interesting @badmemory, I noticed today our kitchen taps are on the wrong way round so will ask builder to look into that, thanks
Nice to see you btw, all okay with you?
Good to know @foxgloves thanks
Need to explore more to decide on our go-to local @beanielou, it's a tough job but I'm up to it. Thankfully no fox racket last night but we did put empty packing boxes at odd angles to deter them and a lot of vinegar everywhere. Did not expect vinegar subscription to be one of the costs of this build!
Ha @EssexHebridean I can barely be bothered to shave so definitely would not get round to epilating! I know, get me, one shower for us and one shower for my plants 😁
Thank you @redofromstart. Got an excellent card from my cousin that says 'New Home.. congratulations on your new set of problems' which I hard related to 😁
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty7 -
Two surveys
Usuals
Trying to sort out the accumulated life admin we've not had time to do in last few daysQuarter wussy situps
Steps to big Asda. Surprisingly expensiveMore unpacking. None of our stuff fits in this small gaff so having to play tetris with a whole house!
Pint with Mr PIP, 33 feels like 34 in the shade here today 😭
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty5 -
congratulations on your new home. hope you were able to find a scented candle to remove the smell of the chippy tea
June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb
Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.
Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest1 -
Thanks @in_need_of_direction We've put so much vinegar down to deter foxes that life smells like a chippy tea, and constant craving aside I am quite liking it 😂
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty4 -
Awesome August Aims
Moved house on first day so if I achieve nothing else I'm okay with that
Unpack and organise and clean house
Try to bother to host some sort of housewarming, though it'll have to be in a few parts what with limited hosting space!Would be great to get this build mortgage down at all before we have to remortgage.
Any monies to current account, OPs, Christmas pot and Mum big birthday potSleep well and rest at some point, may have to be next month though 😁
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty8
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