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An in-between phase

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Comments

  • foxgloves
    foxgloves Posts: 13,634 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    Good point, @badmemory, as washing machines do tend to be cold fill only these days. Worth a look anyway.

    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
  • beanielou
    beanielou Posts: 100,991 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Glad you have explored the local. Eek to the foxes.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • KajiKita
    KajiKita Posts: 10,656 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    Shaving in the shower without a bath ledge;
    Move the shower head away from you so you can access the warm water but not have it wash the shower gel or whatever you are using off your legs.
    Make sure the shower base is non slippery.
    Stand on one leg and lift the other to be shaved.
    Periodically lower the leg and rest.
    Swop.

    If you find your hips are tight (mine often are after gardening) do some stretches before getting into the shower, particularly knees to chest.
    Quite often I find that my balance is a bit off when I first start - a couple of fingers on the shower wall, the bottom of the shower rail etc helps. Then you will find you find your balance.

    KK

    As at 18.08.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 61 books of target 52 in 2026 as @ 23rd August. 
    Produce tracker: £222 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • EssexHebridean
    EssexHebridean Posts: 26,373 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Allowing for your challenges re dodgy joints etc I am going to suggest a ladyshave type gizmo for shaving legs rather than wet shaving in the shower. If you feel like you're hard enough then an epilator is a wonderfully effective thing but by JEEZUS does it bleeping hurt! I alternately adore and loathe mine.

    Congrats on finally being "IN" - happy new home. Get you with a choice of showers though! That's posh that is!

    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • redofromstart
    redofromstart Posts: 6,303 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper

    Congratulations on the new home. I hope the niggles get resolved soon.

  • congratulations on your new home. hope you were able to find a scented candle to remove the smell of the chippy tea

    June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb

    Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.

    Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
    https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest
  • PennysIntoPounds
    PennysIntoPounds Posts: 7,196 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Thanks @in_need_of_direction We've put so much vinegar down to deter foxes that life smells like a chippy tea, and constant craving aside I am quite liking it 😂

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