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An in-between phase
Comments
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I hope to keep popping back to see mum and maybe being able to do some work shifts @Sun_Addict but it's not the same as being a member of the community, and I am so sad to be leaving this lovely block where all the neighbours are so peaceful and nice and we all look out for each other
Anyway, tis what it is so trying to focus on onwards and upwards, just in a bit of a grieving stage for all that I'm losing before I move onto being dedicated to smashing it making new place and area brilliant
Also though the architect was a d*ck and did such a bad job, I keep staring out of our large windows here at the trees and birds and butterflies and moon, and fervently hoping that new place isn't going to feel like a cell with its really small windows and no direct sunlight
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty7 -
Sorry that you have to move. Hopefully it will be ok once you get settled in.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.3 -
Sounds like you are going through a grieving process. Understandable in the circumstances. It’s a huge, forced life change that you don’t want but have to go for, to gain long term security. It’s a tough one and it’s not surprising it is bringing up a lot of feelings.
KKAs at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 61 books of target 52 in 2026 as @ 23rd August.
Produce tracker: £222 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
34 feels like 39 today
Steps first thing getting free papers and a greggs vegan sausage roll to cheer me up. Also got a free muffin from Costa for birthday, found 2p, and got a free hummus from the Sparks app, worth scrolling on yours to check if you have too as it wasn't correlated to a specific reward
Survey
Admin Tidying Comping
Updated vinted listings
Half wussy situps. Appalling
Vinted money Aim £500 Got £460
Receipt survey
Entered some competitions
Going to do a few listings this eveninghttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty5 -
Stop being so hard on yourself about the sit-ups in feels like 39 heat! I suspect you are doing many more than most!! 😊
Yaay for the free muffin (you deserve a treat) and the vinted total doing so well 👏
KK
As at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 61 books of target 52 in 2026 as @ 23rd August.
Produce tracker: £222 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
I meant more it was an appalling experience in feels like 39 heat @KajiKita, the actual situps are always appalling 😂
Very proud of myself that I have not cracked and bought ice-cream during this heatwave, every single day I have thought 'I'm getting a tub of ice-cream' and each time I have then thought 'you are absolutely not because you will scoff the entire thing in one go and get another one tomorrow and the next day etc etc and do the same'.
Tbf I did scoff a lot of chocolate but that wasn't an extra spend and was fully justified on hormonal grounds. And lots of it didn't count anyway as it was basically liquid in this heat 😂
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty7 -
Birthdays deserve ice cream & beer!
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.2 -
Well, well, well, money already through from broker compo...
100 to build aim pot
50 to North London pot
50 to LISA pot
50 to Christmas pot
50 to Mum's birthday pot
50 to current accountMade mortgage OP of £500 plus oddity that was annoying us, Aim £500 Got £60
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty6 -
Yay to birthday ice cream and beer 🍻
We’ve got what can only be described as hair dryer wind here. I walked out of an air conditioned office at 2pm and wow the hot air blast! I thought the city was on fire for a moment 🤣 A woman who walked out the same time as me said jeez I wasn’t expecting that 😆
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪2 -
Yaaay! Look at you doing substantial OPs and you haven’t even moved in yet!! 👏🤩😊
KK
As at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 61 books of target 52 in 2026 as @ 23rd August.
Produce tracker: £222 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1
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