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An in-between phase
Comments
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PS. Hope your appointment goes well for you tomorrow. 🤗
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
tbh, at this point I’m sure I’d have been sectioned ! You’ve done amazing …..
Sealed pot challenge 822
Jan - £176.66 :j2 -
Yep, you sulk away with knobs on! Dreadful performance from your new to be neighbours, any reason why they decided not to tell you?
L
Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Thank you for all your kind words and support, I really appreciate it ❤️
Tbf BiL and SiL were trying to move in with a rapid turnaround time so they can be slightly forgiven, just felt like yet another disrespect at a time when things feel a bit sh*te
Survey
Usuals
Sulked and read in bed
Occasionally rose to shower/eat/pay bills
Sulked and read in bed some more
Beer with mate/colleague
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty5 -
Not sulked in bed and read - rested and let my body have the time it needed to heal itself a little, while engaging my brain in a soothing activity to benefit my nervous system.
Debts 04/01/25 01/06/26
Natwest X2 £14,122.71 -
Barclaycard - £9,800
Lloyds CC £6,112.60 £3,795
1st Direct CC £176.03 £0
CC total £20,411.34 £13,595
OD £1100 £0
Car loan £4,000 £3,200
1st Direct Loan £10,684.44 £6,110
Total £36,195.78 £22,905
EF £2,100
HF £168.496 -
Not sulking at all. Just taking the time out needed to recharge. You are way too hard on yourself. Hope the medical appointment goes well
4 -
Good luck for today x
KK
As at 21.05.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 38 books of target 52 in 2026 as @ 2nd June.
Produce tracker: £139 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Sometimes sulking away is the only thing to do. Just not forever (hugs)
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
Hope your appointment goes well x
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!2 -
Admin
Tidying
Comping
Appointment including free exercise of steps up the tube escalators. Apparently you need to be a top level yoga practitioner to have a mammogram. I did not enjoy. But very relieved to have good news and no further action needed. Though they highlight the areas to examine in dashes in thick marker pen and I can't get them off so now my boob looks like a convict
Survey
Bit of build admin- Builder and SiL appear to have appointed someone to do the EPC without asking us and are saying they're trying to get build signed off by end of week, at which point we'd have to start paying council tax on a property that isn't ready to move into, so have politely said eff off and handed build over to Mr PIP with instructions to tell me when he runs out of mortgage money/needs me to deal with something I have more knowledge of/feels its his turn to have a small nervous breakdown and we need to swap. Just need to get the remaining materials list together tomorrow
Free exercise of half wussy situps
Entered some competitions, money and wine please
Updated my vinteds
Receipt survey
Beer in sun with Mr PIP
Very happy Friday my lovely Team Tuppence 🍻
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty9
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