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An in-between phase

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Comments

  • KajiKita
    KajiKita Posts: 10,655 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    I love amethyst. My dad brought a chunk home from a conference somewhere years and years ago when I was wee (maybe 6 or 7? 🤔). I still have it now, but I ripped it off the ugly plastic base it had been stuck to - it didn’t like it! 😉 I have a Ganesh (remover of obstacles) and various bits of jewellery in amethyst too. Done a quick google of its properties (to remind myself). Said to be protective for calmness, clarity and spiritual wisdom. Said to be supportive of your 3rd eye. Sounds like your soul is self soothing with it 😊❤️

    KK

    As at 18.08.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 61 books of target 52 in 2026 as @ 23rd August. 
    Produce tracker: £222 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Watty1
    Watty1 Posts: 8,540 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    That is interesting KK. I have a pendulum made of amethyst. I don't really use it much but it is lovely even though the tip broke off, bought many years ago at a conference when I was walking around the town. The lady in the shop said to buy the one that spoke to me, and to try a few, so I did and it came home with me 😊

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • KajiKita
    KajiKita Posts: 10,655 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    You still have Easter egg??! Very admiring of your self control! 😊

    KK

    As at 18.08.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 61 books of target 52 in 2026 as @ 23rd August. 
    Produce tracker: £222 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • PennysIntoPounds
    PennysIntoPounds Posts: 7,196 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    We had quite a few Easter eggs @KajiKita so not as impressive as it sounds 😁

    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'aggressive safety shot' Ken Doherty
  • PennysIntoPounds
    PennysIntoPounds Posts: 7,196 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Usuals

    Receipt survey

    Free exercise of steps getting essentials

    Free exercise of half wussy situps

    Build admin

    Cleaning in between snooker

    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'aggressive safety shot' Ken Doherty
  • Rhyddid2026
    Rhyddid2026 Posts: 1,469 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    One day I want to see these half wussy sit ups. I don't think I'll ever be able to do sit ups again without worrying about whether they are half wussy.

    Debts                04/01/25       03/08/26  
    Natwest X2        £14,122.71     - 
    Barclaycard        -                    £10,078
    Lloyds CC          £6,112.60      £3,595
    1st Direct CC     £176.03         £33.93
    CC total             £20,411.34    £13,706.93
    OD                     £1100            £0
    Car loan             £4,000          £2,800
    1st Direct Loan  £10,684.44    £4,875
    Total                  £36,195.78    £21,381.93
    EF £2,550
    HF £100
  • PennysIntoPounds
    PennysIntoPounds Posts: 7,196 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Ha you really don't @Rhyddid2026 there is flailing and teetering and sulking 😂

    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'aggressive safety shot' Ken Doherty
  • Watty1
    Watty1 Posts: 8,540 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    at least you are doing something 😊

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
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