We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

An in-between phase

1634635637639640661

Comments

  • KajiKita
    KajiKita Posts: 10,195 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    I love amethyst. My dad brought a chunk home from a conference somewhere years and years ago when I was wee (maybe 6 or 7? 🤔). I still have it now, but I ripped it off the ugly plastic base it had been stuck to - it didn’t like it! 😉 I have a Ganesh (remover of obstacles) and various bits of jewellery in amethyst too. Done a quick google of its properties (to remind myself). Said to be protective for calmness, clarity and spiritual wisdom. Said to be supportive of your 3rd eye. Sounds like your soul is self soothing with it 😊❤️

    KK

    As at 21.05.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 38 books of target 52 in 2026 as @ 2nd June. 
    Produce tracker: £139 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Watty1
    Watty1 Posts: 8,297 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    That is interesting KK. I have a pendulum made of amethyst. I don't really use it much but it is lovely even though the tip broke off, bought many years ago at a conference when I was walking around the town. The lady in the shop said to buy the one that spoke to me, and to try a few, so I did and it came home with me 😊

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • KajiKita
    KajiKita Posts: 10,195 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    You still have Easter egg??! Very admiring of your self control! 😊

    KK

    As at 21.05.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 38 books of target 52 in 2026 as @ 2nd June. 
    Produce tracker: £139 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • PennysIntoPounds
    PennysIntoPounds Posts: 6,736 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    We had quite a few Easter eggs @KajiKita so not as impressive as it sounds 😁

  • PennysIntoPounds
    PennysIntoPounds Posts: 6,736 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Usuals

    Receipt survey

    Free exercise of steps getting essentials

    Free exercise of half wussy situps

    Build admin

    Cleaning in between snooker

  • Rhyddid2026
    Rhyddid2026 Posts: 1,312 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    One day I want to see these half wussy sit ups. I don't think I'll ever be able to do sit ups again without worrying about whether they are half wussy.

    Debts                04/01/25       01/06/26  
    Natwest X2        £14,122.71     - 
    Barclaycard        -                    £9,800
    Lloyds CC          £6,112.60      £3,795
    1st Direct CC     £176.03         £0
    CC total             £20,411.34    £13,595
    OD                     £1100            £0
    Car loan             £4,000          £3,200
    1st Direct Loan  £10,684.44    £6,110
    Total                  £36,195.78    £22,905
    EF £2,100
    HF £168.49
  • PennysIntoPounds
    PennysIntoPounds Posts: 6,736 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Ha you really don't @Rhyddid2026 there is flailing and teetering and sulking 😂

  • Watty1
    Watty1 Posts: 8,297 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    at least you are doing something 😊

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.8K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.6K Spending & Discounts
  • 247.6K Work, Benefits & Business
  • 604.5K Mortgages, Homes & Bills
  • 178.6K Life & Family
  • 262.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.