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An in-between phase

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Comments

  • KajiKita
    KajiKita Posts: 9,731 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic

    < starts scrabbling around down back of sofa to see if can find some change to help make up the £1>

    KK

    As at 15.02.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £220,873
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 21 books of target 52 in 2026 as @ 13th March. 
    Produce tracker: £51 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • lucielle
    lucielle Posts: 11,754 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Enjoy the wine.
    L

    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • beanielou
    beanielou Posts: 98,712 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Also scrabbles around.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 20 months left.
  • Sun_Addict
    Sun_Addict Posts: 25,212 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Aw that’s so lovely of your neighbour 🍷

    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • PennysIntoPounds
    PennysIntoPounds Posts: 6,168 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    @beanielou has actually sent me a pound

    😂❤️😂❤️😂❤️

    Not only is this very kind, but it's also the most I've genuinely laughed in ages so thank you my friend x

    Aim £1112.45

    Got £212.45

    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • beanielou
    beanielou Posts: 98,712 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Glad I made you laugh 😆

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 20 months left.
  • southern_chick
    southern_chick Posts: 555 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper

    @beanielou that is so kind 💕💕

    slowly working towards being MF one small over payment at a time :T
  • KajiKita
    KajiKita Posts: 9,731 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic

    < envisions @beanielou in super hero cape, with grundies over her tights … ❤️ >

    As at 15.02.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £220,873
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 21 books of target 52 in 2026 as @ 13th March. 
    Produce tracker: £51 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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