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An in-between phase
Comments
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Thanks @KajiKita, don't feel like we're achieving much at the moment, it's like being in a build zombie game where every time you think you've defeated the million build admin zombies you turn a corner and there's another million build admin zombies coming at you with their arms stretched out for your time and money and energy.
Anyway, I'm sure we'll be perkier tomorrow. Period and chronic pain condition not helping with energy but a good night's sleep should see us at least right-er.
I did get out of a massive slump earlier with tea and biscuits and seeing a big fox having a nice snooze 😊
Mr PIP's going to the site tomorrow then seeing his mates in the evening, I'm hopefully getting all the things that weren't done today and also tomorrow's to-do list done, but with a good attitude.
Mothers Day on Sunday so I will be taking me mam out for a roast with plentiful wine and nattering. Glad I put some money aside in a pot, gastropub prices are 😭 Not that she would get huffy if I said I couldn't afford it, just a whinge about prices in general! Looking forward to some quality time and * whisper * possibly relaxing for a few hours 😲
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael6 -
The Mothers Day lunch out sounds fabulous. I’m sure your mum will appreciate it.
I get knocked down but I get up again (Chumbawamba, Tubthumping)2 -
Prices are indeed very scary. Glad you’ve saved up for your mum.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Glad you will get some chill time this weekend 😊❤️
KK
As at 15.02.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £220,873
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 21 books of target 52 in 2026 as @ 13th March.
Produce tracker: £51 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Well personally I am sulking because Mother's day is on Sunday. I usually get 2 days in March when I can convince DS to eat with me but this year I only get the one AND it should be a big one AND I have no idea what we are going to eat. But as it is a big one my sister paid for the birthday lunch and gave me a small birthday gift too, so not really all bad!
Re-read your Julius Caesar & as the witch says beware the Ides of March. I mean what idiot gets born on the anniversary of his assassination. Et tu Brute.
2 -
Lots of Idiots of March around for sure *gestures at both build and state of the world *
Your Sunday sounds lovely but you must absolutely have another celebration all to yourself where you do nothing but what you please with all lovely things day and night, can't be being mugged by the calendar 🥂
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4 -
Usuals
Receipt survey
Survey
Had someone come round for a little sale
Half wussy situps
Shower and hairwash using free toiletries
Steps dropping off charity shop bags and getting essentials
Steps in the other direction attempting to drop off a vinted sale but they weren't taking parcels
Got a beautifully presented bottle of wine from our neighbour to say thanks for being good neighbours ❤️
Used up odds and ends from fridge for lunch, doing same for dinner
Vinted listing
Flat clean including laundry and watering plants
Survey
Entered some competitions
Wrote a letter to my penpal
Vinted listing
Other listing
Will try to do a few more this evening
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4 -
How lovely to get the bottle of wine. 🍷
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.2 -
Wow that sounds like a productive day!
Debts 04/01/25 02/03/26
Natwest2 £6,509.97 £4,940
NatWest CC £7,612.74 £6,465
Lloyds CC £6,112.60 £4,335
1st Direct CC £176.03 £33.94
CC total £20,411.34 £15,773.94
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £3,800
1st Direct Loan £10,684.44 £7,425
Total £36,195.78 £26,998.94
EF £1,500.38
HF £175.542 -
Got a call from mum saying the newsagents had given her the wrong paper this morning and her back hurts so could I pop down, mission accomplished 💪
Got vinted money through so build pot:
Aim £1112.45
Got £211.45
Yes that £1 off £12 is annoying 😂
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael5
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