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An in-between phase
Comments
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What everyone else has said about payments to the Flex regular - Principality 12 months ones also accept 13th payments, too.
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Thanks all, much appreciated!
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
Lloyds regular savers also accept 13th payment.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family2 -
Was awake between 3am and 6am stressing so not feeling hugely energetic but have done
Shower and hairwash, with ouchy joints
Usuals
Carpet walk
Few surveys
Mum popped round for a cuppa which was nice
Hopefully finished Santander application
Half wussy situps
Laundry
Spent several hours of our evening making bathroom selection progress
Dinner is ys mac cheese and green beans. And a big glass of wine! Who knew there were so many taps in the worldhttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael7 -
De lurking. I feel your pain Pip. I was so excited to do our en-suite and had visions of going to various bathroom emporiums to laze in different baths and try out various styles. The reality was lockdown struck and had to buy online. Then after I’d bought everything somebody mentioned there are different colours of white! Luckily it did all match. The plumber did say that if the bath had been 2 cm wider it wouldn’t fit through the door.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
I really understand re bathroom. When I re-did the ensuite I had visions of choosing but was so overwhelmed at the time I just let the builder do it. He sent me 3 options and I went with that. If I was doing it again I might do it differently but I like the ensuite so it worked well.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!3 -
Only just over an hour spent awake stressing in the middle of the night so that's an improvement 😂
Admin
Tidying
Comping
Vinted money, shares to current account, Christmas pot and build pot
Aim £6249.34
Got £5
Updated vinted listings
Free exercise of steps dropping off fabrics recycling, found a McMo
Build admin
Client pay, shares to usual pots
Aim £6249.34
Got £10
Receipt survey
Build admin. The only place in the world that does anti-slip, low level, stone shower trays is the only place that doesn't have the size we need.
I am going to have to wash in the rain in the garden and hope the neighbours don't get too upset because if I see one more shower tray I will scream 🙂https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael5 -
I bet you’re dreaming about bathroom fittings when you finally manage to get some sleep 😬I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Always decisions, decisions @Sun_Addict, shall I have my unsettling stress dreams in brass or chrome 😁https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael1 -
Is there an option to get something cut to size PiP? Or perhaps buy something anti slip instead of having built in?2
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