We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
An in-between phase
Comments
-
I get it. Stairs are the 'spine' of the house and especially if it's open plan and a relatively small space (which I am getting the impression yours is).
Plus he has taken a decision ABOUT YOUR HOME which WAS NOT HIS TO TAKE!
A friend of mine did a self build and also had issues around the stairs, which were intended to be a real feature in the space she was creating and she had a similarly overwhelming response.
I hope the 'provocation response' gradually drops back today and you can genuinely get back into a Zen Calm state ready for the weekend. TBF it would probably do you good to have a break from Build Admin for a couple of days.
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 14 books of target 52 in 2026 as @ 15th February.
Produce tracker: £39 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Steps picking up a poaching pan from olio and getting the free paper. Found 1p
Admin
Tidying
Comping
Couple of surveys
Steps dropping off a vinted sale
Receipt survey
Client pay, shares to usual pots
Build aim £1063.66
Got £26.05
Half wussy situps
Dinner is mum's splodge with pasta and cheese
Happy Friday everyone 🥂https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4 -
Yay, half wussy situps are back and you have a free poaching pan
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20251 -
And mum is popping round for a drink @doingitanyway, what a Friday! 😁
Hope you're having a good one 😊https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4 -
Yaay! The Mum’s Splodge Special is back 😊❤️🤩
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 14 books of target 52 in 2026 as @ 15th February.
Produce tracker: £39 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Kidney beans and chick peas in this one @KajiKita!https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
It just doesn’t get better than this, happy days 😆PennysIntoPounds said:Kidney beans and chick peas in this one @KajiKita!
I would be blooming mad about the stairs too. From past experience you can’t let builders have free rein. I ended up with a few things I wouldn’t have chosen when we had a house renovation - I was in the office and Mr SA was “in charge”. I hope the stairs get changed to what you originally asked for.I get knocked down but I get up again (Chumbawamba, Tubthumping)2 -
Speechless about the stairs. I would be rolling out use of “disappointed” AND “unacceptable” in the same sentence, he has to understand that he needs to put things right, surely?! Sending all the calm, collected and forceful vibes in MrPiP’s direction for dealing with it!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Usuals
Steps dropping off a vinted sale, found two McMo tokens
Got a free deodorant in the post
Listing
Flat clean
News from the site is builder will look into what can be done, at no extra cost.
Even if it turns out to be less than ideal, at least I feel like we've been acknowledged as the people paying for the blimmin thing!
Mr PIP is seeing mates tonight so I am binge-watching Riot Women 🥂https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
Enjoy Riot Women! Thoroughly enjoyed it.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.5K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455K Spending & Discounts
- 246.6K Work, Benefits & Business
- 602.9K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards