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An in-between phase
Comments
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I'm sure a remedy will occur @beanielou but today I am not in a mood to be calm and practical about it!https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty1 -
That wasn’t his choice to make. He has to redo it and unpocket the extra cash he thought he was going to milk from the job … <cynical mode> …
KKAs at 18.06.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £214,281
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 42 books of target 52 in 2026 as @ 18th June.
Produce tracker: £139 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Hmm. I take back my ‘Wowzers!’ and agree that the problem is firmly with the builder and not you. Feet stamping and fuming should occur forthwith and reparations ensue. At any point did you ask for half a wooden staircase? I doubt it.When we had our bathroom refit the builder left saying all was completed. But there was no sealant to be seen anywhere. On questioning this he tried to say it wasn’t included and he’d told me at the start I’d have to find my own person to do this. Let’s just say that my straight talking led to a very nicely finished bathroom.Absolutely fight your corner and when every tread is wooden I shall return with my ‘Wowzers’ and perhaps other congratulatory vocabulary.Good luck and sally forth.2
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Today is also not the day I am in the mood to be calm and practical about it. I have gone on build admin strike 😂
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty3 -
Oh PiP sorry they messed up the stairs. I would have been fuming too.
You are inventive and bright, so will find a solution...not today, but you will.
I can't help but be excited that there are walls, a roof and now stairs...
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20252 -
OM Goodness the stairs. He has to put that right, that was not his call to make. Half and half is plain daft.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
I agree with @Watty1. If builders are being paid to fit specific stairs than that is what they should fit. I would be telling him to remove them & fit what was agreed. What a waste of time & energy.
F2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!2 -
Thanks all for your stairsy support, Mr PIP is going to the site on Saturday so we shall see. I feel a bit bad as he isn't a confrontational guy and I'm putting all the making-right on him, but if I get involved I will jeopardise our good relationship with our builder because I am just too incredibly cross.
Anyhoo, today's doings
Usuals
Signed off for client job
Small survey cashout, shares to usual pots.
Despite being on build strike it'll still need paying for so
Aim £1063.66
Got £20.13
Shower using free toiletries
Steps doing bits and bobs, found a McMo
Laundry with free conditioner
Little walk with Mr PIP for camra discount beer, updated my vinted listings
I'm having aubergine parmigiana for dinner. Don't know what Mr PIP is having 😂
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty3 -
Sometimes stepping back from something like this, especially when it is so emotionally fraught, is the only sensible thing to do …
I assume you will be sending Mr PiP in prepped, with suitable ‘concepts’ such as withholding final payment of invoices if the issue is not rectified …
Please also tell Mr PiP that he has a whole bevvy of MSErs standing shoulder to shoulder with him! 💪😉😊
KKAs at 18.06.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £214,281
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 42 books of target 52 in 2026 as @ 18th June.
Produce tracker: £139 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Ha thanks @KajiKita, I've informed him 😁
I can tell how deep to my bones p*ssed off I am, as I have had to do that ghastly self awareness thing, and know that while it is my wont to feel I should have my say, in this case I will absolutely do my f*cking nut if I go anywhere the issue!
Anyway, I am zen, I am calm, I am zen, I am calm.
I am still on bloody strike though!
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty6
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