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An in-between phase
Comments
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Usuals
Survey
Got octopus compensation, emailed them thanking them for paying it and telling them to delete my data associated with that flat now, they replied and said they have to keep records 🤣 I was so tempted to respond that none of this would ever have occurred if they kept their effing records as everyone apart from them has a record of them being told to close the account over two years ago.
They did however reassuringly confirm that I'm not associated with any accounts held with them.
I am literally a named bill payer on both the Octopus gas and electric accounts for the property I live in.
Never ever going anywhere near them again.
Also got invigilator pay so shares of Octotw*ts and pay money to current account, flat pot and Christmas pot
Finished a book, The Lost Apothecary by Sarah Penner. Wasn't sure about it for a while but ended up rather enjoying it
Spec work
Evidence of m.o.u.s.e activity 😭
It's in the last month (I know because it gnawed through a receipt I was keeping for a competition, the little sh*t, doesn't it know that receipt is potentially important 😂) but hopefully not since skirting board was put in kitchen behind fridge so I am just fully assuming the problem has been dealt with and am not stressing myself with it 🤞🤞🤞
Steps to and from invigilator drinks, so pleased I work with a nice bunch, though no more work till October!https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
🤞🤞🤞🤞🤞 for mouse limitation control …
👏 for the octopods … 😊
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 14 books of target 52 in 2026 as @ 15th February.
Produce tracker: £39 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Well I got up and did the essentials then accidentally read all day 😁
Finished a book, The Wrong Knickers by Bryony Gordon, quite enjoyed
Finished a book, The Skeleton Cupboard by Tanya Byron, really good
And read The Snapper by Roddy Doyle, all his are superb
Taking Mr PIP out for some birthday food and drinks shortly, have a good evening everyone 🥂https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
That sounds like both an effective and a very civilised day! 😊
(You’re catching me up on the reading count! 😉)
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 14 books of target 52 in 2026 as @ 15th February.
Produce tracker: £39 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
a positive day.
Enjoy the birthday food and drinks
I love Roddy Doyle...he's brilliant!If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20250 -
Enjoy your evening.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 21 months left.0 -
Enjoy the celebrations 🥂I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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Thank you @KajiKita @doingitanyway @beanielou @Sun_Addict
KK, nearly caught up with you! Will have to make an effort with the books I only read for carpet walks and gain on you 😁
He's so good isn't he DIA
We had a lovely evening being people who go out in that London, went for beer at The Bear in Paddington, thank you @EssexHebridean for highlighting it for me previously, Mr PIP had been there before and was very happy to be taken again.
Then we went to a place I'd heard about which I think @redofromstart will approve of, the Cheese Barge. It is a moored barge on the canal that serves cheeses for dinner 😍
Then a night cap near there at a horribly expensive but very interesting place that sells over 100 wines and has outdoor seating, and is a diy pay and serve system. I have never involved myself with such a thing before so it was both pleasant and an education!
Very, very glad I saved for months beforehand 😁🥂https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael8 -
Your evening sounds spendy, but good spendy.
The Cheese Barge sounds great. What a concept...If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20251 -
oh my, that all sounds rather lovely but especially the Cheese Barge. I might just have to visit the fridge for a small slice of Lancashire to keep me going (Tasty Garstang from MrM).My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo4
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