We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

An in-between phase

1445446448450451582

Comments

  • Usuals
    Survey

    Got octopus compensation, emailed them thanking them for paying it and telling them to delete my data associated with that flat now, they replied and said they have to keep records 🤣 I was so tempted to respond that none of this would ever have occurred if they kept their effing records as everyone apart from them has a record of them being told to close the account over two years ago.
    They did however reassuringly confirm that I'm not associated with any accounts held with them.
    I am literally a named bill payer on both the Octopus gas and electric accounts for the property I live in.
    Never ever going anywhere near them again. 

    Also got invigilator pay so shares of Octotw*ts and pay money to current account, flat pot and Christmas pot

    Finished a book, The Lost Apothecary by Sarah Penner. Wasn't sure about it for a while but ended up rather enjoying it

    Spec work

    Evidence of m.o.u.s.e activity 😭
    It's in the last month (I know because it gnawed through a receipt I was keeping for a competition, the little sh*t, doesn't it know that receipt is potentially important 😂) but hopefully not since skirting board was put in kitchen behind fridge so I am just fully assuming the problem has been dealt with and am not stressing myself with it 🤞🤞🤞

    Steps to and from invigilator drinks, so pleased I work with a nice bunch, though no more work till October!
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • KajiKita
    KajiKita Posts: 9,535 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    🤞🤞🤞🤞🤞 for mouse limitation control …

    👏 for the octopods … 😊

    KK
    As at 15.01.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 14 books of target 52 in 2026 as @ 15th February.
    Produce tracker: £39 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Well I got up and did the essentials then accidentally read all day 😁

    Finished a book, The Wrong Knickers by Bryony Gordon, quite enjoyed

    Finished a book, The Skeleton Cupboard by Tanya Byron, really good

    And read The Snapper by Roddy Doyle, all his are superb

    Taking Mr PIP out for some birthday food and drinks shortly, have a good evening everyone 🥂
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • KajiKita
    KajiKita Posts: 9,535 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    That sounds like both an effective and a very civilised day! 😊
    (You’re catching me up on the reading count! 😉)

    KK
    As at 15.01.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 14 books of target 52 in 2026 as @ 15th February.
    Produce tracker: £39 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • doingitanyway
    doingitanyway Posts: 10,837 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    a positive day.
    Enjoy the birthday food and drinks
    I love Roddy Doyle...he's brilliant!
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • beanielou
    beanielou Posts: 98,202 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Enjoy your evening.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 21 months left.
  • Sun_Addict
    Sun_Addict Posts: 25,067 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Enjoy the celebrations 🥂
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • doingitanyway
    doingitanyway Posts: 10,837 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Your evening sounds spendy, but good spendy. 
    The Cheese Barge sounds great. What a concept...
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • redofromstart
    redofromstart Posts: 6,106 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    oh my, that all sounds rather lovely but especially the Cheese Barge.  I might just have to visit the fridge for a small slice of Lancashire to keep me going (Tasty Garstang from MrM).
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 602.9K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.