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An in-between phase

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  • KajiKita
    KajiKita Posts: 7,415 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Sending hugs for the build frustration x
    KBO …

    Glad you got to catch up with a friend and yaay for the bar tab 😊

    KK
    As at 15.06.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £234,698
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 35 books of target 52 in 2025, as @ 13th July
    Produce tracker: £205 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Blackcats
    Blackcats Posts: 3,854 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    I can understand why the build is making you feel fed up.  It's omni present and seems to require so much attention and money.  It will be worth it in the end!
    EH is such a bad influence 🤣
  • Watty1
    Watty1 Posts: 6,672 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    That bar tab was a nice win!  well done.  EH def bad influence but we all need those :)
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,233 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Invigilated. Immense heat. I was at least helped by my micro usb fan, thanks to @WinterWarrior for the recommendation

    Small extra walk afterwards for steps

    Half wussy situps

    Popped free paper for crossword over to mums

    Admin
    Tidying
    Comping
    Survey

    Vinted listing as pledged on our Summertime getting things done thread, come join in if you like

    https://forums.moneysavingexpert.com/discussion/6610222/summertime#latest

    Some more steps going local with camra discount. Happy Friday all 😊 🍻
  • Sun_Addict
    Sun_Addict Posts: 23,935 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ugh to those involved with the build 😖

    Glad you had a lovely catch up and acquired both cash and a bottle of red 🍷 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Watty1
    Watty1 Posts: 6,672 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Great work being firm with those on build project.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • doingitanyway
    doingitanyway Posts: 9,847 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    You are playing it well with the build. A difficult line to walk...
    Glad you had a catch up with a friend bearing gifts  :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 0/1000
    Buffer fund 0/100
    Debt March -1,119 (April) -889 (April) -498 (April) -378 (May) -875 July (190)
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,233 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Pip money to Pip account and a little taken off for flat and Christmas pots which I feel slightly guilty about, don't know why when it's my own money

    Additional couple of quid to flat and Christmas pots from world of books finding the items I 'hadn't included' once I'd objected 🙄

    Usuals
    Survey

    25 minute walk getting essentials and Mr PIP's birthday chocolates. Good lord, £6.75 for a medium box of Milk Tray. Thank you past me for doing surveys so I had a voucher towards it!

    Flat clean with minimal products

    Steps meeting Mr PIP for beer and catch up as he did a site visit today. Apparently builder looked suitably embarrassed at not having done this key part of admin and for invoicing us for a construction stage before it was complete. They are still in my bad books but I am open to slightly thawing.

    Hope everyone is having a grand Saturday 🥂
  • Sun_Addict
    Sun_Addict Posts: 23,935 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I didn’t realise you could still get Milk Tray. Bit of a blast from the past. Did you deliver them through a window while sporting black clothing 🤣
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
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