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An in-between phase
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Sending hugs for the build frustration x
KBO …
Glad you got to catch up with a friend and yaay for the bar tab 😊
KKAs at 15.06.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £234,698
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 35 books of target 52 in 2025, as @ 13th July
Produce tracker: £205 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
I can understand why the build is making you feel fed up. It's omni present and seems to require so much attention and money. It will be worth it in the end!EH is such a bad influence 🤣1
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That bar tab was a nice win! well done. EH def bad influence but we all need thoseMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!1 -
Invigilated. Immense heat. I was at least helped by my micro usb fan, thanks to @WinterWarrior for the recommendation
Small extra walk afterwards for steps
Half wussy situps
Popped free paper for crossword over to mums
Admin
Tidying
Comping
Survey
Vinted listing as pledged on our Summertime getting things done thread, come join in if you like
https://forums.moneysavingexpert.com/discussion/6610222/summertime#latest
Some more steps going local with camra discount. Happy Friday all 😊 🍻3 -
Had a lovely catch up with friend who brought a bottle of nice red wine as a belated birthday gift, and I found two 5p's on the street
Have drafted an uppity email to broker about lender as their valuation report is well overdue, and sent a pleasant but slightly uppity message to builder asking them to deal with the admin issue they were meant to weeks ago.
Have been trying to maintain friendly terms with all the various factors of this build but think I've got to, or rediscovered, the point where actually we do entirely need them but we're the ones paying so maybe people could not treat us like mugs/like they're the ones in charge here. Hopefully this will not come back and bite us but I am too fed up with everyone's sh*t from every angle
Dinner is crackers and cheeses and salad sticks, dinner of summer champions 🥂5 -
Ugh to those involved with the build 😖
Glad you had a lovely catch up and acquired both cash and a bottle of red 🍷I get knocked down but I get up again (Chumbawamba, Tubthumping)2 -
Great work being firm with those on build project.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!1 -
You are playing it well with the build. A difficult line to walk...
Glad you had a catch up with a friend bearing giftsIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 0/1000
Buffer fund 0/100
Debt March -1,119 (April) -889 (April) -498 (April) -378 (May) -875 July (190)1 -
Pip money to Pip account and a little taken off for flat and Christmas pots which I feel slightly guilty about, don't know why when it's my own money
Additional couple of quid to flat and Christmas pots from world of books finding the items I 'hadn't included' once I'd objected 🙄
Usuals
Survey
25 minute walk getting essentials and Mr PIP's birthday chocolates. Good lord, £6.75 for a medium box of Milk Tray. Thank you past me for doing surveys so I had a voucher towards it!
Flat clean with minimal products
Steps meeting Mr PIP for beer and catch up as he did a site visit today. Apparently builder looked suitably embarrassed at not having done this key part of admin and for invoicing us for a construction stage before it was complete. They are still in my bad books but I am open to slightly thawing.
Hope everyone is having a grand Saturday 🥂2 -
I didn’t realise you could still get Milk Tray. Bit of a blast from the past. Did you deliver them through a window while sporting black clothing 🤣I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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