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An in-between phase

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Comments

  • KajiKita
    KajiKita Posts: 9,536 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    badmemory said:
    I think Ernie should give me a loyalty award.  I have had 2 of mine for 68 years.
    < starts organising petition > 😉

    KK
    As at 15.01.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 14 books of target 52 in 2026 as @ 15th February.
    Produce tracker: £39 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • PennysIntoPounds
    PennysIntoPounds Posts: 5,933 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Fingers crossed for a win for us both @foxgloves, preferably ones that immediately enable Project Surbiton for you and Mr F, and buying a place round here for me and Mr PIP. Wouldn't it be funny if we were the two winners of the monthly x2 million pound prizes

    You absolutely should get a loyalty reward @badmemory!
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • foxgloves
    foxgloves Posts: 13,113 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It would, @PennysIntoPounds, & that's exactly what should happen tomorrow 😀.
    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (5/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
  • Sun_Addict
    Sun_Addict Posts: 25,069 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My grandad bought me some PBs when I was very young. As I was too young to hold them in my name he put them in my dad’s name. As an adult I inquired about them as I still held the paper bonds. It turned out my dad had claimed them for his own 😐 My dad disappeared off the face of the earth when I was 14 and it transpired he was living a double life with another family.  I still wonder if they won and that’s why he claimed them 😐
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • badmemory
    badmemory Posts: 10,337 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    I should confess to only owning £1.50 of the £2 in my name.  The other 50p belongs to my younger sister.  Our birthdays are very close & we were given £3 to put in premium bonds back in 1957.  I remind her from time to time & she always looks at me as if I have run mad.  I do wish it would win a good amount so I could say I told you so.
  • PennysIntoPounds
    PennysIntoPounds Posts: 5,933 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Here's hoping @foxgloves, I'm sure the universe knows a good narrative when it sees one!

    @Sun_Addict What a heartbreaking story. More likely he used a 25 quid win stolen off his child to part pay a dodgy debt or a double bill since he sounds (sorry for the disrespect) like an absolute tw*t. I'm sorry for your loss, of your premium bonds and your dad. Fingers crossed for you the PBs send you a bit of compensation money this month 

    Nothing sweeter than a financially winning 'I told you so' @badmemory, as long as you and your sister don't fall out over whose share is whose!
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • PennysIntoPounds
    PennysIntoPounds Posts: 5,933 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    June Aims

    -Flat appointments
    -Build progress
    -Invigilating

    -Steps
    -Situps
    -F&V

    Going to be as mse as possible whilst basically behaving like a queen because it is my birthday month

    As much moolah in current account, Mr PIP's birthday pot, and flat pot as possible
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • foxgloves
    foxgloves Posts: 13,113 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Can't fault that as a plan, PiP. Every little odd & sod helps. Wishing you a productive, pleasant June.
    F
    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (5/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
  • twiggy86
    twiggy86 Posts: 2,704 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Happy birthday month!!! I hope you have plenty of "queen like" fun activities planned! 
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £5,200
    Total paid off - £10,400.89 (66% paid off)
  • PennysIntoPounds
    PennysIntoPounds Posts: 5,933 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Thanks @foxgloves and @twiggy86, I need to get a wriggle on and actually arrange some of these celebrations! 
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
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