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An in-between phase
Comments
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Neighbour's cat fed
Mum's paper bought
Three surveys
Sale for a fiver, owe mum a few quid for groceries so that's that sorted
Admin
Tidying
Comping
Tried to tackle enormous pile of build admin but of course technology thwarted that. At least have emailed all relevant parties asking they sort their platforms/documents out, and got the nag plan in place for the forthcoming week
Few receipt surveys
Prepped pasta bake for dinner, using olio veg
Small bit of spec work
Various bits off the to-do list
Entered some competitions, today I'm mostly looking forward to winning money and also a case of fancy wine please
Vinted listing
Flat clean with Mr PIP
Neighbour's cat given dinner
Walk getting milk with coop offer as well as a offer on pizza that we used on an already reduced pizza
About to have a pint with Mr PIP, hope everyone is having a good Saturday 🍻https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4 -
That all sounds positive. I love the idea of a nag plan for the build 😂 Enjoy the beer 🍻I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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I have a ‘nag plan’ for work that I downloaded my head to on Friday morning. My boss appears rather a lot … 😉
I hope the neighbour’s cat is appreciative of your care and generosity with the food bowl! 😉
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 14 books of target 52 in 2026 as @ 15th February.
Produce tracker: £39 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Nag plan is the most essential part of the build process @Sun_Addict 😂
Beer was very nice though Mr PIP thoroughly beat me at both gin rummy and dominoes. I'm blaming my very hurty shoulder for draining my energy and thus ability to effectively compete. Yep.
Maybe take in a packet of biscuits to soften the blow when you unfurl the lengthy scroll @KajiKita 😁
I did give cat a small extra portion of biscuits to keep him going overnight so hopefully I'm in his good bookshttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
I think I’m reasonably in boss’s good books after taking in some rhubarb for him (he loves it) from my garden a week ago 😉
KK
As at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 14 books of target 52 in 2026 as @ 15th February.
Produce tracker: £39 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
I had some stewed rhubarb from my mums allotment earlier @KajiKita, so comforting. You are definitely in your boss's good books!https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
Despite hints failed to win rhubarb from friends allotment. Might actually plant some here. It appears to thrive just about anywhere.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!1 -
A nag plan is a great idea...
I'm reading a few posts back and can't believe there is a mouse AGAIN..Adrenaline spike completely understandable and pleased you could sleep in your mum's bed for a few days.
Fingers crossed you win the fancy wine
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20250 -
My poor mum will have to budge over if I see the mouse again @doingitanyway 😂https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
Neighbour's cat fed
Fancy sourdough bread collected from olio
Usuals
Build admin, more than I expected I'd be able to do, though annoyingly need to wait for guidance on how to progress from solicitor, as I can't explain to an online form that I can't put a purchasing amount in that category as I'm not purchasing the land title, and I can't prove I have the funds to purchase something I'm not buying 🙄
Shoulder still in agonies so only a little walk and local beer with Mr PIP and keeping an eye on final day of the footie season. Congrats to @Blackcats on that result, though of course it's no women's team winning the champions league 😁
Potato based leftovers from freezer for dinner as while there hasn't been any more mouse activity (🤞) we thought it would be a good idea to start eating the freezer contents down just in case
Happy Sunday everyone, hope all is well or at least good enough for now in your world 🍻https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael6
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