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An in-between phase

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  • PennysIntoPounds
    PennysIntoPounds Posts: 7,600
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    Shoulder not as bad today thank goodness, invigilated without incident. Though I think we should have two invigilators per student to account for middle aged bladders 😁

    Steps
    Receipt survey
    Steps getting essentials

    Entered some competitions, today I'm mostly looking forward to winning 1k

    Little bit of build admin

    Sitting in garden with Mr PIP (that we still haven't got keys to)

    Our local coops are for some reason flogging loads of beers for super cheap prices so worth checking out if you have one near you
  • KajiKita
    KajiKita Posts: 10,946
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    Local Coops and cheap beers …? Any chance they are the little glass bottle beers that you get in Europe? Mr KK is rather partial to them … 🤔

    KK
    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 78 books of target 52 in 2026 as @ 29th October. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Sallyforth
    Sallyforth Posts: 607
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    I recall being very dehydrated when I did my invigilating stint too. It was okay for those in the main halls but doing 1:1 was difficult! You’re doing a brilliant job there.
    Tilly Tidying and
    PADing in 2024 £250.62
    ___________________________________________________________________________________________

    RIP Mum & Dad - thanks for helping me on my journey to be
    Debt and Mortgage free from 2018

  • PennysIntoPounds
    PennysIntoPounds Posts: 7,600
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    Oh I'm not sure @KajiKita as we've been getting the ale type beers, maybe you could convince him to like those instead- for 62p a pint I think it stands a good chance 😁

    Cheers @Sallyforth, I do keep thinking mid afternoon I need an extra lunch then realising I'm just thirsty having drank about a quarter of my usual water intake! 
  • doingitanyway
    doingitanyway Posts: 10,925
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Forumite
    Glad to read your invigilating was ok today and your shoulder held up.
    Likewise on water intake. 
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • PennysIntoPounds
    PennysIntoPounds Posts: 7,600
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    Thanks @doingitanyway, I do get really worried about me letting myself and more importantly others down so always a big relief to get through things okay. Shoulder is still tender so just need to get through the double shift tomorrow then I'm done for the week and half term 💪
    (emoji illustration of what I currently can't do with my shoulder 😁)


  • KajiKita
    KajiKita Posts: 10,946
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    Good luck for the double shift today 😊

    KK
    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 78 books of target 52 in 2026 as @ 29th October. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • PennysIntoPounds
    PennysIntoPounds Posts: 7,600
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Forumite
    Usuals
    Invigilating
    Survey and build admin at lunchtime
    Invigilating
    Picked up some olio veg
    Bought myself a pint
    Hope everyone's having a good mid week 🍻
  • foxgloves
    foxgloves Posts: 13,822
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Forumite
    Busy day, @PennysIntoPounds. And deserving of a pint x
    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
  • Sallyforth
    Sallyforth Posts: 607
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    I found it really odd half term came just after the exams got into full swing. My 1:1 pupil was happy to tell me how he was going wild water swimming and some kind of bike stuff and all boring old me could think was “shouldn’t you be revising”!
    Tilly Tidying and
    PADing in 2024 £250.62
    ___________________________________________________________________________________________

    RIP Mum & Dad - thanks for helping me on my journey to be
    Debt and Mortgage free from 2018

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