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An in-between phase
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Cheers @doingitanyway, a good night's sleep makes the difference between a good day and a shoddy one for us all at any time doesn't it, and even more so when painful periods time it perfectly for starting new jobs, bloody typical, literally π
Think we all deserve several biscuits @Watty1, biscuity cheers π»
Build update is clay pipe still a mystery and builder is insisting its necessary we pay over 200 quid to a chap with cameras to investigate it, though builder has also unexpectedly decided they'll have completed three build phases by this weekend and we need to pay him 25k within a week πππ
Broker has said lender will be including a land valuation but we don't know if this will be in time for us to get the land valuation that land registry needs that we need for the lender to lend. Confused? Us too!Β
We have activated accepting mortgage offer and will be instructing solicitors in next few days, though had to upload selfie for mortgage ID check and if they say no on the grounds that I blatantly look like a convict, I frankly will not be able to objectΒ4 -
Good luck with the invigilator role. I may have mentioned I did this a couple of years ago and like you was assigned a pupil on a 1:1 basis which was fine until the final day when I was unceremoniously dragged into the Principalβs office for letting him have my mobile number to let me know his results. Perhaps I should have known better but I had spent 5 weeks and many hours in a tiny room with him so weβd built up a healthy rapport.
Iβm afraid I felt so embarrassed and to be honest really let down so I resigned on the spot - their loss in my opinion!Tilly Tidying andPADing in 2024 Β£250.62
___________________________________________________________________________________________
RIP Mum & Dad - thanks for helping me on my journey to be
Debt and Mortgage free from 20181 -
Oh that's a shame @Sallyforth, I can understand why you felt embarrassed and let down and resigned. If they hadn't provided you with a policy advising against that then why would you not innocently feel that a kid couldn't share the results of their hard work you supported them through.
Obviously safeguarding etc is incredibly important but what a sad state of affairs and how saddening that there are so many dodgy people out there that the good people of the village can no longer raise the children, to mangle a phrase!
3 -
Invigilating and steps
Lunch break did a survey and build admin
Invigilating and steps
Treating myself to beer in the local (with camra discount), doing some listings and more build admin
Looking forward to a small lie-in tomorrow, will probably wake up at daft o'clock!3 -
Up early of course!
Survey
Admin
Tidying
Comping
Receipt survey
Pip money and survey money to usual pots
Build admin
Half an hour walk getting hand sanitisers from olio
Debt recovery agency letter offering me a discount on not-my-debt and threatening someone coming round my home to "discuss why I'm not paying it" if I don't accept it, sent extremely unimpressed response
15 minute walk getting free paper and dropping it to mums, and entered some competitions by post
Chased octopus about not-my-debt with even more extremely unimpressed email
Entered some competitions, today I'm mostly looking forward to winning lots of money please please please
Went behind my own back and booked an opticians appointment as I didn't want to π
Vinted listing
45 minute walk attending said appointment, had a laugh with the optician as my address was put in as a neighbours' and they have a very, ahem, interesting business name, the things you accidentally learn!
Took some old coins to the bank, got Β£3.14, it all adds up
Had put far more money aside than opticians cost, begrudgingly sent the bulk back to Pip dental pot from whence it came but kept a wee bit aside to tidy other pots and buy a couple of pints
Bought a couple of pints
Happy Friday everybody π»
1 -
Did you enjoy invigilating?
Enjoy your beers. Β Happy Friday.0 -
My body very much isn't @Blackcats but I'm enjoying the aspects of being able to support young people, especially those with additional needs, and feeling useful to colleagues.
And money! Only taking home about seven quid an hour but frankly it's a better rate than my freelance work is averaging now what with chatgpt. Feel quite shamed by this, how quickly societal norms change and leave people behind.
Although I now have to remember to be vaguely respectable in the street in case 'my' students see or hear me, which is challenging π4 -
I'm going to publicly declare that this weekend I will put the skirt thing back on my bed base. I've completely forgotten what it's called! But anyway I washed it about 6 weeks ago and it's been on the shelf by my bed waiting since. Absolutely no need for it to have not been put back on! It's really annoying me now.
DebtsΒ Β Β Β Β Β Β Β Β 04/01/25Β Β Β Β 01/07/25Β Β
Tesco CCΒ Β Β Β Β Β£6,509.97Β Β Β Β Β£5,945.00Β
NatWest CCΒ Β Β Β£7,612.74Β Β Β Β£7,155.00
Lloyds CCΒ Β Β Β Β Β£6,112.60Β Β Β Β£5,215.00
1st Direct CCΒ Β Β Β£176.03Β Β Β Β Β Β£4.50
CC totalΒ Β Β Β Β Β Β Β£20,411.34Β Β Β£18,319.50TSB ODΒ Β Β Β Β Β Β Β£500Β Β Β Β Β Β Β Β£0
1st Direct ODΒ Β Β Β£600Β Β Β Β Β Β Β Β£250 (0%)
Car loanΒ Β Β Β Β Β Β Β£4,000Β Β Β Β Β Β£4,000
1st Direct LoanΒ Β£10,684.44Β Β Β£9,451.62
TotalΒ Β Β Β Β Β Β Β Β Β£36,195.78Β Β Β£32,021.12
EF Β£300.001 -
Valance sheet I think!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Trying to imagine you being vaguely respectable in the street π€£ΒI get knocked down but I get up again (Chumbawamba, Tubthumping)0
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