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An in-between phase
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Congrats on the PBS - so pleased for you.
I have had some Eliz4beth Ard4n Eight Hour Intensive Lip Repair Balm arrive today, I partly blame you for this with your talk of desirable lip balms which set me off reading reviews. Tired of dry lips though so I hope it is good.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo0 -
At least you got £25.Well done on your win.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Same @Sallyforth, Mr PIP got £75 and will be dividing it between flat pot and his dental pot, an annoying but necessary recent pot as dentist told him he'll need about 1k in 1-2 years. Our teeth have no respect for our flat pot needs!
Ooh that sounds lovely @redofromstart, do report back please
Delighted with the £25 @beanielou, I was only put out about my 6p 😂
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Ernie has certainly got the memo about helping the flat pot. He never gives me anything - just saying, not criticising you Ernie cos I know you are probably saving up a mega big win for PIP and me.1
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Well done on another PB win and the £25 from the bank 🥳I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Just catching up. Well done on the fabulous pb win. I’m very impressed as I was on Ernie’s black list this month.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p11 -
Lovely PB Win Wahoo!Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!1 -
Still extra ouchy, especially knee
Usuals
Survey
A third wussy situps. This was not wise
Entered some competitions, today I'm mostly looking forward to winning 1k
Ten minute walk, knee said no more
Spec work
Survey
Got bank compo, will share that between the usual pots
5.16 survey cashout, share to tax pot 😭
Dinner is pasta and cupboard sauce, may blessings rain down upon it
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Usuals, couple of surveys
Finished another book last night, Longitude by Dava Sobel, not the sort of thing I'd usually read but enjoyed it. We started it last year but had to have a break as I was getting too annoyed at those in authority being outrageous a*ses- this is set in the 1700s, some things never change 😂
Avoided unnecessary spends as I was thinking of going to b*ots to check out their sale but realised I don't actually have any gift set needs or people in mind they'd suit as presents, so no point parting with cash in the hope of retrospectively making the purchases worthwhile!
Some toiletry essentials bought from sdrug with deals and points and TCB, 40 minute walk collecting them
Got a full size product in the post to test, a Guerlain eye serum, a very nice freebie
Did some ironing which was a shock to both me and the items ironed
Walk and beer with Mr PIP, did a couple of tedious listings
Dinner is freezer pizza. With extra stilton. Yes I know I said this month I was going to try to do more wholesome batch cooking. It's still the first week of February, stop picking on me 😁
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Great PB win .. and some free testers! love Guerlain .. I am still on my use everything in the home first (excepting some The Ordinar* stuff I got for xmas)DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest0
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