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An in-between phase
Comments
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Octopods arrived bright and early to fit electric smart meter, hopefully that will run smoothly
Usuals
Survey
Small hissy fit at phone insisting it do an upgrade, so had to undo its 'improvements'
20 minute carpet walk
A third wussy situps
Entered some competitions, today I'm mostly looking forward to winning a bundle of posh things, but 2k would be really handy too please
Was waiting in for WBB to collect box so chased various bits and bobs
20 minute carpet walk
Resisted pub
10 minute carpet walk
Trying to make myself do a tedious listing. May have to bribe myself with a sofa beer
Dinner is M&S meal deal Mr PIP got in after discovering a forgotten few quid on a voucher, so that's a nice treat for a very February-y Monday!
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
Enjoy the meal deal.
were you specific when you were liaising about access to the garden. Did you ask for a key or a key that opened the lock? In a no blame culture you will probably find it was your fault.1 -
I will write to them immediately with a grovelling apology for any hurty feelings caused by my outrageous expectation of being able to access things we own and space we pay for, thank you for making me a better person @Blackcatshttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
Humph … 🙄PennysIntoPounds said:We were eventually given a key last week @KajiKita. It doesn't work. Neither does our neighbours key.
Quelle surprise.
Does anyone you know have a working copy you could borrow to get some correct keys cut?KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Glad the smart meter installation went smoothly. Never had a problem with ours. You’ll be able to get the free coffee now ☕️
M&S meal deal on a Monday sounds wonderfully decadent.What the heck is going off with the keys 🧐I get knocked down but I get up again (Chumbawamba, Tubthumping)1 -
Of course not @kajikita 😂 We've all been given the same defunct key.KajiKita said:
Humph … 🙄PennysIntoPounds said:We were eventually given a key last week @KajiKita. It doesn't work. Neither does our neighbours key.
Quelle surprise.
Does anyone you know have a working copy you could borrow to get some correct keys cut?KK
There'd better be free coffee @Sun_Addict, it's literally the only reason I signed up to these shenanigans!
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael1 -
Joints so sore today but Ernie cheered me up by giving me £200, thank you Ernie. Will send shares to flat pot, current account, and reach mothers day pot target. Such a relief!
Usuals
Braved a shower and hairwash
Got possibly the grumpiest response I've ever seen from an institution, but bank will be sending £25 for me to leave them alone and stop banging on about my 6p and their awful livechat 😂
Would thank them but it's from a no reply email.
30 minute walk getting a soap, face mask, and mini Jo Malone hand cream from olio. Found an embroidered cushion
Spec work
Walk and wfp with Mr PIP (with camra discount), dinner is potato croquettes nom
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael5 -
I don’t know why but your grumpy response plus £25 to make you go away has made me smile. Thank you for that 😊 And big Yaay! for the PBs win 😊🤩
KK
As at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
yay on the pb winMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!1 -
Congrats on the PB win - we made £275 between us on max investment so you’re well on front!Tilly Tidying andPADing in 2024 £250.62
___________________________________________________________________________________________
RIP Mum & Dad - thanks for helping me on my journey to be
Debt and Mortgage free from 20181
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