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An in-between phase
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Thanks @Sun_Addict. Got to wait till tomorrow to watch it on catch up with Mr PIP...
Hoping to add another book to my 'books read' tally but I'm enjoying my main two too much to want to finish them
Hugs to you @foxgloves. Just having a really missing everyone sort of day. There's been so much death in the last few years it's bound to catch up with me every now and then, and like your friend, the people have all gone before their fair time, which leaves absences that echo particularly reverberatingly.
If anyone keeps putting off sending that message or going for that pint etc, put that right this weekend. I so wish I was in a pub doing the crossword with me old mate.
Cheers @redofromstart 🥂 (Why is there not a red wine cheers emoji?!)
Hope you have a cosy and relaxing evening. I'm missing the cats, try to enjoy the unique qualities of evil cat 😁3 -
🍷
I seem to have one, so cheers 😉😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 36 books of target 52 in 2025, as @ 19th July
Produce tracker: £223 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
Ha thanks @KajiKita, though I meant a two glasses cheersing one but I appreciate the emoji thought, though I'm not sure it counts from someone who doesn't drink 😂 Glad you're feeling a bit better btw, I'm really paranoid about getting ill this month considering how badly ill I was last year, and the news stories about hospitals currently being overwhelmed with norovirus are not encouraging!3
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PennysIntoPounds said:It does look lush @LadyWithAPlan, hoping as ever with these things that it doesn't actually make any noticeable difference as amazing posh products are not in the budget plan!Sallyforth said:I have flamingo keyring envy now!
foxgloves said:Well, if you are not 'feeling the love' today, PiP, I think I concur that wine & reading is the better choice for this evening. I am certainly intending to read after I've signed out of here. It is sad thinking of those close to us whom we have lost. Most of the time, I think more of the positives, the stuff we did together, the laughs, having had the privilege of knowing people, but I have been thinking recently about my lovely friend who died very suddenly (same age as me) - partly because I can't believe that next month, it will be 8 years since I saw her, & partly because I'd always thought we'd kind of grow old together, that she'd come to stay when (if!) Mr F & I manage to move to the coast, etc. It's odd how losses suddenly strike one, isn't it? I am still tinged with sadness on marmalade making day because I always remember how much my Dad looked forward to receiving new supplies for his toast & I see things in shops which would have made such a fab little gift for Mum. It's only human to think wistfully about those people who are no longer with us though. Most days, it doesn't cross my mind at all, then the daftest little thing will crop up & seem particularly poignant.
F x
I was being driven along an American freeway 10 days ago by a friend listening to a song on the car stereo and we were deciding the next tune ...and had a flashback of a one month road trip I had done with my then partner 20 years ago - who has been dead a decade now - where I when not driving I had been the dj/tune selcta
. 'Keane' went down very well on the open roads I remember.
. I have mourned him but I was still a little sad but also remembered what a great trip it was. California, Nevada..DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest2 -
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As captain Tom would say ‘Tomorrow will be a good day’. 🤗🤗I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
10 minute walk getting some cereal from olio
Admin
Tidying
Comping
A third wussy situps
Big clean of bathroom
Prepped lasagne
Knackered!
We have taken ourselves off to the pub (with camra discount) as our reward and for some steps!
Pub job completed of looking through our bag of random wires so I can list them in case any sell for a couple of quid, it all adds up (once I'm told what on earth they are 😁)
Hope everyone is having a good one, remember the rule, no bad vibes on a Sunday! 🍻
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It is certainly surprising what people will buy, PiP. I once sold 2 empty perfume bottles on the Bay of E. Couldn't believe it! Listed them because they were Vivienne Westwood, so had the trademark orb lids & both sold! It all adds up when debt-busting (as we were at the time) or saving.
No bad vibes here. Soot is sitting on my lap purring his ears off & I feel ready for the new week.
Have a lovely evening,
F (& Soot) x2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (29/100)
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)0 -
It’s so true the old adage “watch the pennies and they’ll turn into pounds”. Thankfully our debt busting years are well behind us now but old habits die hard. I simply can’t help watching the pennies now and believe me over the year they add up. Another rather sad but true phrase is “money makes money” …
Love your diary and sending warm vibes daily x
Tilly Tidying andPADing in 2024 £250.62
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RIP Mum & Dad - thanks for helping me on my journey to be
Debt and Mortgage free from 20182 -
Aw give Soot (and Ash) a big indulgent behind the ear scritch from me @foxgloves. I don't think I've had so much as a sample of Vivienne Westwood perfume in all my days, please don't inform me that it's wonderful! (Is it wonderful? 😁)
I have previously put empty perfume bottles on there but no takers, maybe I should try as a bundle
While I think of it, if anyone has knowledge about selling Thierry Mugler/Angel perfume accessories (like limited edition bottle holder, pin badge) please let me know as I have some in great condition from the 90s, which apparently is now very in what with being vintage 🙄
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That's so nice of you to say @Sallyforth, thank you.
Very much agree on both money counts!
Your profile pic is wonderful btw
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