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An in-between phase
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Maybe I have misunderstood, but is there a possibility that you might have missed a piece of post, an email or even a new key being put through your door at the HA property? Might be worth asking neighbours before getting too fierce with the HA …?KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 35 books of target 52 in 2025, as @ 13th July
Produce tracker: £205 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
Great quotes @weenancyinAmerica. Fortunately waving off the dessert cart is not one of my failings
I am in awe at your wise words @Slowdown
Darn right @ladyholly. I've informed family friend and they're here next week so hopefully they can sort it out without me having to shorten my fuse any further!
I love that you always try to find the calm and collected way forward @KajiKita. However, I haven't missed any of those things and it is very on-brand for the HA. I actually hope it is them because although it's sad to be able to so easily just add it to the many ways in which they're dire, if it's a neighbour then that is a whole different kettle of out of order fish.
Anyway, no bad vibes on a Sunday. It is sunny, Mr PIP has bought us a Sunday paper and wants to get us nice brunch and takeaway Greek for dinner, and I am refusing to do anything other than eat and read today. Small productivities may occur if I so choose.
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That sounds like a lovely day, enjoy PIPFashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family1 -
Things that were dun:
Tidying
Admin
Attempted some wussy situps, quickly packed that in
Comping
20 minute carpet walk
Entered some competitions, today I'm mostly looking forward to winning... ... ... yep, hampers
Mr PIP and I were going to have an evening of drinking some of the weird beers that have been sitting around for ages but then I looked closely at them and they're all far too strong and scary for me!
Oh well I shall just have to enjoy the delicious montepulciano he bought to have with our takeaway treat dinner while we peruse the paper supplements.3 -
That sounds like a glorious day PiP - you've reminded me that we have various ludicrously strong beers kicking about which we really should tackle drinking, so might suggest we share one a week on a suitable weekend day for a few weeks.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
They really are the 'liqueur brought back from holiday' of the pub beer fest world aren't they @EssexHebridean 😁2
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Woke late as woke in the middle of the night and couldn't get back to sleep for two hours, ugh.
And this drop in temperature and lack of light is not giving energy and motivation
But some things got dunned:
Tidying
Admin
20 minute walk picking up an olio unopened pack of dental floss, dropped the free paper to mums
Shower and hairwash
Comping
Three surveys
Bit of spec work
Bit of a flat clean as family friends arriving this evening
Most importantly, I chose my winter perfume.
Hanging onto the autumn handbag and possibly coat until December but colder temperatures called for new scent
20 minute walk with Mr PIP for beer (Happy Mondays all 🍻), did another survey, wrote a product review for freebie moisturiser, and did some little bits and bobs on the to-do list
Dinner is aldi pizza with added veg, as we wanted something that was quick and using minimal things so the flat still looks vaguely presentable before family friends arrive. And because pizza goes extremely well with constant downpour weather
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You can have my snow if you want it0
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For me you can't beat a thrifty Aldi pizza with extra added ham and veg toppings, bit of extra tomato sauce and tiny bit more grated cheese on top..1
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LilSmiler said:For me you can't beat a thrifty Aldi pizza with extra added ham and veg toppings, bit of extra tomato sauce and tiny bit more grated cheese on top..I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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