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An in-between phase
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As @WelshmansDaughter says dark at 3.30 from now until next year now. Loathe it so much.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
I don't mind the dark, I just want to be looking at it from inside with jimjams on and a glass of something pleasant!
So far today have done:
Tidying
Survey
Admin
Opened the nationwide regular saver at 6.5% in case they withdraw it with rates coming down. Need to work out where the £200 a month is coming from but that's a quandary for another day.
Got PB money so all appropriately allocated to pots
Compost is £9 and I'd budgeted £20 so £11 saved
£81.95 saved
Today is friend's celebration of life so feeling very anxious energy and very internally tired at the same time. We got pizza and red pepper in yesterday for an easy dinner when we get in.
I'm sure it'll be okay and even sadly nice once we're there but will be glad when it's done.
Hope everyone has a productively cosy Friday x4 -
I like it @beanielou 🤷 I find it very peaceful. Especially beside the sea. But then it is not so fun walking home after work.
Hope today is meaningful and helps mark your friends journey.2 -
Hugs for the celebration of life process.Hope the pizza is fortifying on your return.
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 35 books of target 52 in 2025, as @ 13th July
Produce tracker: £205 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
Hope all went well.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
@PennysIntoPounds - at least the with Nationwide you don't have to set up a Standing Order to cover the £200 so can just put in what you can whenever you can during the month.0
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I currently have 13 regular savers, none of them are funded by standing order and none of them are required to be funded each month.joedenise said:@PennysIntoPounds - at least the with Nationwide you don't have to set up a Standing Order to cover the £200 so can just put in what you can whenever you can during the month.
Which regular saver do you have @joedenise that must be funded by standing order?Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family0 -
Hope it went well today and was a befitting tribute to him.I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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Hope your friend's memorial went aa well as these things can, PiP. I expect it was an emotional day. Treat yourself kindly for the next couple of days,
F x2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (29/100)
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)1 -
I hope the your friends celebration of life went as well as these things can.
Do what you can over the next few days to recover physically and emotionally from today's events 🤗Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family0
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