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An in-between phase

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Comments

  • Oh for goodness sake, why can't they ever get anything let alone very basic things right @badmemory
    If you have a self-assessment account might be worth submitting that, but if not I guess just estimate how much you might owe and put that aside in an interest paying account for when they inevitably come asking for it.
    Or you could submit a complaint to get it looked at but that's another thing to do and with no guarantee they'll actually sort it..
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 57

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  • badmemory
    badmemory Posts: 10,049 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    I do have a fair idea of how much I owe as always.  I am now worrying that they think I am dead & will stop my state pension.  Unfortunately they have deleted my self assessment account as they will only now deal with me via simple assessment.  Frankly their incompetence seems to know no bounds.  I am seriously p***** off. 
    On thinking about it I remember a girl a few years ago trying to tell me because I had a tax code to take my tax from my private pension I didn't need to do anything & I had to explain that it didn't matter what tax code they gave me it would not be able to take enough from the private pension.  I wonder if some idiot has decided to do that again.
    Thanks for making me look at this from another angle.
  • Tidying
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    40 minute walk, got member offer price coop milk, found 1p and one McMo token

    Comping
    Bits of random admin
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    20 minute walk with Mr PIP for a post work beer as its actually nice weather for once

    Dinner is chippie chips because.
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 57

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  • Chippie chips with lots of salt and vinegar - spot on. 
  • Between two slices of buttered white bread and with hp sauce.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • Went for the classic salt, vinegar, loadsa ketchup eaten out of the paper wrapping 😋 
    I am now at the stage in The Mirror and the Light that I keep trying not to read it so as not to use it up but can't resist, I would thoroughly recommend

    Only got two crossword clues left on last weekends Observer a friend passed to us, any thoughts on
     
    Priest raised sick in France? Ace 
    (4 letters, I think _ A _ A)

    Not unknown for Hazel to follow hiphop artist
    (7 letters, I think _ A _ H _ E _)

    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

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  • Sun_Addict
    Sun_Addict Posts: 24,408 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The second one I think is Raphael. Not sure about the first one 🤔

    I’ve just finished reading a book I didn’t want to end, it was so lovely - How to find love in a bookshop by Veronica Henry. Very chick lit but loved the characters. I like to alternate my reading between thrillers and lighter reading. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • KajiKita
    KajiKita Posts: 8,446 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Chippie chips with lots of salt and vinegar and drowned in chip shop gravy! 🤤 😉

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
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    Watch your thoughts, they become your words.
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    Watch your actions, they become your reality. 
  • Oh good thinking @Sun_Addict, took me a while to work out why! 

    Mr PIP had mayonnaise with his @KajiKita, obviously I called him a wrong 'un 
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 57

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  • For the crossword a lama is some kind of priest or monk I think, but I don’t get what the France bit is all about, so it might not be that. Then I was thinking papa is French, but nope…I’m no clever crossword person. It took me a while to work out SA’s answer too 😬
    Not all who wander are lost - J.R.R.Tolkien
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    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

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