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An in-between phase
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Also glad I am not avarage!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Christmas! Bah! I did make an effort when the chaps were little but really CBA with it.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
C is over commercialised twaddle.Like Lucille I did make an effort when my DS was wee.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I agree about C being overcommercialised. In fact everything seems to be commercialised. I only buy for my DS these days. I got fed up with trying to find something anything which someone wasn't go to say very nice thank you & put away in a drawer. I did buy for my sister but once my mother was gone & we weren't all opening presents together we decided we wouldn't carry on. So I send cards, which lets face it with postage as it is is not a cheap option, although I deliver as many as I can by hand.
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I love Christmas 😂
The twinkly lights in the darkness, the rousing and the poignant music, the smell of pine trees, the mince pies for breakfast, the suspense of unwrapping gifts and seeing others pleased with their gifts, the Baileys nightcaps, I love it all 🌲🍾3 -
Me too, @PennysIntoPounds. We don't have children, our nephews are now all teens & 20s & I have very little family, but we both enjoy Yuletide.....nice food & drink, pretty sparkly tree, festive events (not the expensive ones which are rammed) & I enjoy a bit of festive baking. Woodland evergreen walks, preferably with a glittering of frost, cards landing on the doormat......I haven't stopped enjoying it. I don't succumb to the over-commercialisation. If we don't like big business' definition of Christmas, we can simply choose to celebrate the season as we wish. For some, that may be not at all, but for us, it is more emphasis on the old ways - a midwinter festival of light & love as we tuck up & await Spring..
Oh, & a licence to adopt Di S*r*nno Velvet as a temporary food group, of course.
F x2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (29/100)
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)3 -
I do enjoy christmas. It is just the long drag to get their that I tend not to appreciate. I don't like having to get my sons Oct birthday card in August because it is the only way to get a decent one.
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Only slept for nine and a half hours, getting slack (or better)
Did usual admin, entered some competitions- today I'm mostly looking forward to winning a two night festive stay in a hotel in Kensington (and if they let me I'm dragging all you bah-humbuggers with me 😁)
Met Mr PIP to go to a National Trust property (in London), many thanks to @EssexHebridean for the heads up on the free pass!
We then went for a couple of beers nearby where Mr PIP has a voucher for a certain amount of free beers
Found four McMo tokens and 1p
So a lovely sunny Sunday out all for the cost of a local train fare.
Was glad I usually have a tampon or two in the bottom of my handbag as when I was walking out of the station there was a woman sitting on the ground begging- and I heard her sobbing 'I just need tampons'. I was so glad to be able to give her a couple. How horrible to be on the streets anyway, but especially in this cold, but even more so being a woman on her period, who doesn't even know where she's getting sanitary protection from. I must remember to give my head a wobble next time I'm upset at my situation
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Oh that’s dire, poor woman ☹️ Well done for helping her out. Certainly puts things into perspective.I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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PIP - I love Christmas too - decorating my sister's house in November and into December so we can enjoy the decorations on Christmas (her house notice, not mine - we don't decorate here), joining most of the immediate family for a meal at sister's house and then opening presents. Listening to Christmas music on the radio as we run our errands (one of the stations here starts playing Christmas and occasional Hanukkah music on our Thanksgiving for the entire month). I pick up presents for everyone all year round, but we pick a name for Christmas so I give presents all year round to other family members. But a lot of them come from library book sales and charity shops so it seldom comes to more than $50 for the year. I stay away from malls and large stores most of the time. And try never to enter a toy store any time - too overwhelming.
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