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An in-between phase
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Another vote for the break. You do know this is what we’ll all say don’t you 🙂
Glad you’re feeling ok.I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Another vote for the break!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Can you use the money the tooth fairy is going to leave you tonight ? Surely as an adult and a wisdom tooth at that it should be mega bucks ?..Sealed pot challenge 822
Jan - £176.66 :j1 -
Hmm, I was expecting *some* dissenting voices @Sun_Addict! Thanks too for your votes @KajiKita and @beanielou. @dawnybabes the tooth fairy's local branch manager was at work all day and all evening yesterday so I didn't leave it under my pillow but I don't think big bucks will be available 😁0
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Sleepy!
Tidying
Admin
25 minute walk getting grapes from olio
Survey
Bits to and from mum, gave her a couple of books from the ziffit pile to donate to her friends local community book swap, and got beany splodge, cheese, and chocolate in return!
Comping
Laundry
15 minute walk posting letters, taking recycling out etc.
Mr PIP found two McMo tokens
20 minute walk with Mr PIP to WFP (work from pub) as we got some money from taking our recyclable glasses from the street party back, as you had to pay a deposit and they ran out of cash!
Dinner is olio/ys mac cheese from the freezer with salad leaves and baked tomatoes on the side
Then muchos sleep!
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Definitely book a break. Mental health is important & it will do you good. I'm sure the amount you would spend is not a lot.
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £410/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys July £58.64
Decluttering items 748
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0 -
I find it difficult myself to justify a trip away when I'm paying off debt. Yet I want to say to you do it!!! Why is it we find it hard to take our own advice?*Dad loan - £5300 - £7300
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£400
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £860
*Total debt - £8560/£11641.17*
Savings
*Savings Buffer - £1000/£1500
*Emergency Fund - £1000/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/0 -
Thanks @Makingabobor2. I have realised that I also need another £40 odd quid for flu and covid jags, and that the date of the show may coincide with period, so will have to dither a bit longer!
Ha, I know @Sarahwithlove. Probably because we want nice things for people we know could do with some enjoyment but also that it is daft to part with hundreds of pounds when there are really, really important things other things to do with it (like become debt-free/hope to ever have an actual home!)0 -
Tidying
Admin
Comping
30 minute walk getting essentials
TCB had £2 extra cashback on spends over £5 so got a Christmas gift ordered
Entered some competitions, today I'm mostly looking forward to winning a 2k ocado voucher
40 minute walk, found nine McMo tokens
Survey
Receipt survey
Vinted relistings and listing
Dinner is M&S meal deal Mr PIP got in the other day that we've been saving for Friday evening. Hope everyone has a good one!
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What can you do with McMo tokens?
I haven't been in a McDs for decades.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family0
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