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An in-between phase
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Try and rest your shoulder please!*Dad loan - £5300 - £7300
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£400
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £860
*Total debt - £8560/£11641.17*
Savings
*Savings Buffer - £1000/£1500
*Emergency Fund - £1000/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
But @Sarahwithlove my neighbours and all their friends in their garden are loudly singing Wonderwall and I can't rest my shoulder *and* throw aggressive missives that read 'you can't sing, you're inconsiderate, your Mancunian accents are an affront to all Britain, and you're demonstrating both your lack of knowledge and appreciation of Oasis's work, and how incredibly drearily painful you must be to encounter in any situation, social or otherwise' at them 🤷♀️
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I do admit I'm not really a people person 😁3
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They've massacred another good few songs but I'm quite enjoying it now. I can't see them but I can hear:
There's the male host who's super eager for everyone to have a nice singsong in an earnest way
There's another male who can sing much better but knows even less of the words to anything than the rest of them so just occasionally chips in but incredibly loudly to demonstrate his masculine superiority
There's a woman who knows more words than the majority but is trying to be supportive to host man so keeps it going, badly, long after the group have dwindled off the song
And another woman who has heard none of these well known songs ever, but is delighted at being out and is fully involved and keeps shouting 'whoo', including at inappropriate points in songs. I think she's my favourite 😂
Shame I really need to go to bed, I have theories about their relationships to attempt to eavesdrop on 😁
Though as I write, they've just started on Bob Marley and the Wailers Is This Love, and my ears, not usually a hypermobile issue, are physically trying to escape7 -
Eek to the neighbours sing song 😬 I wonder if it was fuelled by them getting Oasis tickets along with copious amounts of alcohol.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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PennysIntoPounds said:They've massacred another good few songs but I'm quite enjoying it now. I can't see them but I can hear:
There's the male host who's super eager for everyone to have a nice singsong in an earnest way
There's another male who can sing much better but knows even less of the words to anything than the rest of them so just occasionally chips in but incredibly loudly to demonstrate his masculine superiority
There's a woman who knows more words than the majority but is trying to be supportive to host man so keeps it going, badly, long after the group have dwindled off the song
And another woman who has heard none of these well known songs ever, but is delighted at being out and is fully involved and keeps shouting 'whoo', including at inappropriate points in songs. I think she's my favourite 😂
Shame I really need to go to bed, I have theories about their relationships to attempt to eavesdrop on 😁
Though as I write, they've just started on Bob Marley and the Wailers Is This Love, and my ears, not usually a hypermobile issue, are physically trying to escape1 -
Crying with laughter at your description of the neighbours.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Happy Sunday and happy September everyone!
Have done my admins and a small bit of spec work, shoulder is still very sore, rest of the joints not much better, it is sunny and so we are sacking off finishing cleaning the flat, and having a treat day of not thinking about every single pence- going to buy a Sunday paper, go to our local trendy bistro for lunch, then have a few pub garden beers.
Dinner is still leftovers from the freezer though 😁2 -
Your plans for today sound perfect, have a lovely day.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family0 -
Glad you are cutting yourself some slack - enjoy ☺️
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 36 books of target 52 in 2025, as @ 19th July
Produce tracker: £223 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0
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