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Joyful July's No Spend Days Challenge!
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QueenJess said:It'll be another NSD for me today.
Cancel that... needed to pay for a trip for DS
Maybe tomorrow..
2025 decluttering: 3,324🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 280🥉🥈🥇💎🏆
Big kitchen declutter challenge 77/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 I 🥉12 🥈26 🥇52 💎100 🏆2502 -
Calling NSD #3 for me3
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JulyOff to a start =5 days =
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July targets
beanielou 4/19
BlackCoffeeNoSugar 3/10
cathybird 2/15
Crazycatlady2 4/18
Dizzy Imp 15
GeorgianaCavendish 4/19
Crazycatlady2 18
IndiJonesi 2/11
jammy dodger
KajiKita 5/15
lianne1984 10
LittleMissDetermined 4/18
Makingabobor2 2/15
MrsCautious 12
QueenJess 3/17
Rupacomp 1/15
Saver-upper 5/15
short bird 6/18
Newcomers welcome
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There is, not me locking myself out though, my porch door has a weather rail at the bottom that had split, so I took it off to replace it but as soon as I did that the bottom rail of the door fell off - it has quite bad rot. That can all be dealt with but without the bottom rail the door was sitting differently so it wouldn't lockSaver-upper said:
Oooops! Sounds like there is a story to tell there, cathybird .cathybird said:Not one for me again, called in a locksmith today.
Today was NSD #5 for me!
hence the need for a locksmith, who fixed it quite quickly at least. 3 -
I don’t think I’ve bought anything so on 4 😁3
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That's annoying. I once got back after a late night out and my key snapped off in the lock. That wasn't a fun time to call a locksmith out!cathybird said:
There is, not me locking myself out though, my porch door has a weather rail at the bottom that had split, so I took it off to replace it but as soon as I did that the bottom rail of the door fell off - it has quite bad rot. That can all be dealt with but without the bottom rail the door was sitting differently so it wouldn't lockSaver-upper said:
Oooops! Sounds like there is a story to tell there, cathybird .cathybird said:Not one for me again, called in a locksmith today.
Today was NSD #5 for me! hence the need for a locksmith, who fixed it quite quickly at least.
2025 decluttering: 3,324🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 280🥉🥈🥇💎🏆
Big kitchen declutter challenge 77/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 I 🥉12 🥈26 🥇52 💎100 🏆2502 -
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Another one today, 2/15 nowMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £410/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys July £58.64
Decluttering items 748
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
Another one here today 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 36 books of target 52 in 2025, as @ 19th July
Produce tracker: £205 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Remarkably, day 6 despite being away from home!‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.3
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