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Joyful July's No Spend Days Challenge!
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Not one today.
Met a old friend for lunch.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Still haven't managed one yet this month, did some holiday shopping todayFebruary NSDs: 0 / 10
February PADs: 2 / 29
February Groceries Challenge: £59 / £250
February Make £5 a Day: £255 / £145
Current Debt: £3159 | CC £1490 | N £571 | C £725 | E £373
Weight Loss Challenge 2024: 0 lbs3 -
NSD today - tried to buy something online but the site wouldn’t let me! 🙄😂
KKAs at 15.05.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £235,841
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 24 books of target 52 in 2025, as @ 19th May
Produce tracker: £87 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Day 5 today but no chance over the next 3 days...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.3 -
JulyOff to a start =5 days =
10 days =
15 days =
20 days =Target reached =
Target beaten =
July targets
beanielou 3/19BlackCoffeeNoSugar 2/10
cathybird 1/15
Crazycatlady2 18 Dizzy Imp 15 GeorgianaCavendish 4/19
Crazycatlady2 18 IndiJonesi 2/11
jammy dodger KajiKita 4/15
lianne1984 10 LittleMissDetermined 4/18
Makingabobor2 1/15
MrsCautious 12 QueenJess 4/17
Rupacomp 1/15
Saver-upper 5/15
short bird 5/18
Newcomers welcome
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Well done KajiKita, LittleMissDetermined, GeorgianaCavendish and short bird2
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cathybird said:Not one for me again, called in a locksmith today.
Today was NSD #5 for me!
SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.503 -
It's another for me today please Cathybird
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £4225 | EF £161/£1000 | Sabbatical £2862/£3000 | Travel savings £2151 | Sinking pots £28483 -
It'll be another NSD for me today.
2025 decluttering: 1,999🌟🥉🌟💐🏅🏅🌟🏅🌟🏅💐
2025 use up challenge: 130🥉🥈🥇💎
Net physical things in/(out): -576
Mini kitchen challenge 29/50
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 I 🥉12 🥈26 🥇52 💎100 🏆2502 -
NSD #4 today please
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