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Joyful July's No Spend Days Challenge!
Comments
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It’s another one for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60002 -
A NSD today.
2025 decluttering: 5,378 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 473🥉🥈🥇💎🏆Big kitchen declutter challenge 139/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002 -
JulyOff to a start =5 days =


10 days =
15 days =
20 days =
Target reached =
Target beaten = 
July targets
beanielou 5/19
BlackCoffeeNoSugar 3/10
cathybird 2/15
Crazycatlady2 6/18

Dizzy Imp 15
GeorgianaCavendish 5/19
Crazycatlady2 18
IndiJonesi 3/11
jammy dodger
KajiKita 6/15

lianne1984 10
LittleMissDetermined 5/18

Makingabobor2 2/15
MrsCautious 12
QueenJess 4/17
Rupacomp 1/15
Saver-upper 5/15

short bird 6/18

Newcomers welcome
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One for me today please @cathybird, thanks, Indi x3
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Well done LittleMissDetermined, QueenJess, IndiJonesi and beanie


Not one for me again but at least there's plenty of month left.
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I had one yesterday but I won’t have one today as am off out to garden centres!! 😉
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2025, as @ 16th November
Produce tracker: £442 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
2 more please 😁3
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NSD #5 for yesterday please
3
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