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“Another +£3 saved today. Go me!”
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Joyful July's No Spend Days Challenge!
Comments
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It’s another one for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1050/£1000 | Sabbatical £5664/£60002 -
A NSD today.
2026 decluttering: 11,975 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️👑⭐️🏅⭐️🏅⭐️
2026 use up challenge: 1,098🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️ 🏅👑 ⭐️ ⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑5002 -
JulyOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
July targets
beanielou 5/19
BlackCoffeeNoSugar 3/10
cathybird 2/15
Crazycatlady2 6/18
Dizzy Imp 15
GeorgianaCavendish 5/19
Crazycatlady2 18
IndiJonesi 3/11
jammy dodger
KajiKita 6/15
lianne1984 10
LittleMissDetermined 5/18
Makingabobor2 2/15
MrsCautious 12
QueenJess 4/17
Rupacomp 1/15
Saver-upper 5/15
short bird 6/18
Newcomers welcome
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One for me today please @cathybird, thanks, Indi x3
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.3 -
Well done LittleMissDetermined, QueenJess, IndiJonesi and beanie
Not one for me again but at least there's plenty of month left.
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I had one yesterday but I won’t have one today as am off out to garden centres!! 😉
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,603 Estd. interest saved = £10,635 to date
c. 18 months reduction in term
Fixed rate 3.85% ends October 2030
Read 81 books of target 52 in 2026 as @ 14th November.
Produce tracker: £359 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
2 more please 😁3
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NSD #5 for yesterday please
3
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