We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Joyful July's No Spend Days Challenge!
Options
Comments
-
Another NSD today.
2025 decluttering: 3,550🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 309🥉🥈🥇💎🏆
Big kitchen declutter challenge 92/150
2025 decluttering goals Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002 -
I wonder if everyone could please possibly comment on this thread about the forums being upgraded. Last time they did that it was horrible because basically at a stroke the challenge was rendered impossible - there was no way to use the emojis all in a row the way we do at present, among other things. They changed it back quite quickly but in the meantime it was just a mare. I have written to them since to say if they ever upgrade the text editor again to please consider our challenge and the way it works, but haven't had any reply. It would be useful to get in a bit ahead of the changes, whatever they are (and they aren't being terribly specific about what they are changing).2
-
JulyOff to a start =5 days =
10 days =
15 days =
20 days =Target reached =
Target beaten =
July targets
beanielou 7/19BlackCoffeeNoSugar 4/10
cathybird 4/15
Crazycatlady2 6/18
Dizzy Imp 15 GeorgianaCavendish 5/19
Crazycatlady2 18 IndiJonesi 4/11
jammy dodger KajiKita 7/15
lianne1984 10 LittleMissDetermined 6/18
Makingabobor2 2/15
MrsCautious 5/12
QueenJess 6/17
Rupacomp 1/15
Saver-upper 6/15
short bird 7/18
Newcomers welcome
3 -
One today.
I think the changes are next week?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
beanielou said:One today.
I think the changes are next week?KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 38 books of target 52 in 2025, as @ 27th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
KajiKita said:beanielou said:One today.
I think the changes are next week?KKKKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 38 books of target 52 in 2025, as @ 27th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
beanielou said:One today.
I think the changes are next week?2 -
Well done IndiJonesi, MrsCautious, short bird, KajiKita, QueenJess and beanie2
-
Today was NSD #6,thank you cathybird.SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.503
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards