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Joyful July's No Spend Days Challenge!
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£72 for assessment and temporary filling yesterday and then a further £600! 🙄😳cathybird said:
Oh no! I hope it won't be too expensive to fixKajiKita said:Not today - got dented … 🦷
KK
Thank you for asking …. 😉
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 37 books of target 52 in 2025, as @ 23rd July
Produce tracker: £223 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
NSD today 👍😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 37 books of target 52 in 2025, as @ 23rd July
Produce tracker: £223 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
JulyOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
July targets
beanielou 9/19
BlackCoffeeNoSugar 5/10
cathybird 5/15
Crazycatlady2 6/18
Dizzy Imp 15
GeorgianaCavendish 8/19
Crazycatlady2 18
IndiJonesi 5/11
jammy dodger
KajiKita 8/15
lianne1984 2/10
LittleMissDetermined 8/18
Makingabobor2 4/15
MrsCautious 5/12
QueenJess 8/17
Rupacomp 3/15
Saver-upper 6/15
short bird 9/18
Newcomers welcome
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Another for me today - takes me to 5 total 3
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Glad that things seem ok.cathybird said:Everyone, I think we are OK for now with the new update - though there was a problem displaying the emojis to begin with, it appears that has been tweaked (it wasn't just us, it was pics across the site), so it's now back to normal - phew! The emojis all had to be aligned left as well but now that that is done it looks as though we are OK.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
NSD today... avoiding temptation!Savings goal by 31/12/24: £22000
Dec 23: £6945.233 -
NSD #1 yesterday & #2 todayFebruary NSDs: 0 / 10
February PADs: 2 / 29
February Groceries Challenge: £59 / £250
February Make £5 a Day: £255 / £145
Current Debt: £3159 | CC £1490 | N £571 | C £725 | E £373
Weight Loss Challenge 2024: 0 lbs2 -
Day 9 - could have gone out but didn't...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
Well done IndiJonesi, QueenJess, LittleMissDetermined, beanie, GeorgianaCavendish, Makingabobor2 Makingabobor2, KajiKita, BlackCoffeeNoSugar, Rupacomp, lianne1984 and short bird
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