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Joyful July's No Spend Days Challenge!

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  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    Early call for day 7 here, please :smile:
  • QueenJess
    QueenJess Posts: 4,480 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Fell off the wagon for a while there.  Back today with a NSD.  Not sure if I'm going to make it this month, but will see how close I can get.
    2025 decluttering: 3,550🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 309🥉🥈🥇💎🏆
    Big kitchen declutter challenge 92/150
    2025 decluttering goals Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • GeorgianaCavendish
    GeorgianaCavendish Posts: 2,393 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    NSD #10 today please :) 
  • cathybird
    cathybird Posts: 15,603 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 14 July 2023 at 11:32PM
    July

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
     July targets
     beanielou 11/19 imageimageimage BlackCoffeeNoSugar 7/10 imageimage cathybird 7/15 imageimage Crazycatlady2 6/18 imageimage Dizzy Imp 15 GeorgianaCavendish 10/19 imageimageimage Crazycatlady2 18 IndiJonesi 8/11 imageimage jammy dodger KajiKita 10/15 imageimageimage lianne1984 2/10 image LittleMissDetermined 11/18 imageimageimage Makingabobor2 5/15 imageimage MrsCautious 5/12 imageimage QueenJess 9/17 imageimage Rupacomp 4/15 image Saver-upper 8/15 imageimage short bird 11/18 imageimageimage
    Newcomers welcome :)
  • cathybird
    cathybird Posts: 15,603 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    QueenJess said:
    Fell off the wagon for a while there.  Back today with a NSD.  Not sure if I'm going to make it this month, but will see how close I can get.
    I think it's tricky to keep working hard at NSDs month in, month out, if it's a grind, can be good to set a simpler target for a month? It's just a thought, I always hope the challenge will be fun for people, rather than a slog xx :)
  • KajiKita
    KajiKita Posts: 7,559 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD today 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 38 books of target 52 in 2025, as @ 27th July
    Produce tracker: £223 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Makingabobor2
    Makingabobor2 Posts: 4,193 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Another one today, so up to 5/15 now.
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £450/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £72.46

    Decluttering items 750
    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • beanielou
    beanielou Posts: 95,458 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not one today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • short_bird
    short_bird Posts: 4,013 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    day 11 today...
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • cathybird
    cathybird Posts: 15,603 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done LittleMissDetermined, BlackCoffeeNoSugar, QueenJess, GeorgianaCavendish, KajiKita, Makingabobor2 and short bird imageimageimage
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