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Joyful July's No Spend Days Challenge!
Comments
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Well done short bird, GeorgianaCavendish, KajiKita, beanie, BlackCoffeeNoSugar and Saver-upper1
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2 more please for yesterday and today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1050/£1000 | Sabbatical £5664/£60001 -
JulyOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
July targets
beanielou 11/19
BlackCoffeeNoSugar 6/10
cathybird 6/15
Crazycatlady2 6/18
Dizzy Imp 15
GeorgianaCavendish 9/19
Crazycatlady2 18
IndiJonesi 8/11
jammy dodger
KajiKita 9/15
lianne1984 2/10
LittleMissDetermined 11/18
Makingabobor2 4/15
MrsCautious 5/12
QueenJess 8/17
Rupacomp 4/15
Saver-upper 8/15
short bird 10/18
Newcomers welcome
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Not one for me today, I had the chimney swept and also paid an electrician.1
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.2 -
Not for me - finally found a vegan ‘collagen’ supplement for my poor flaking nails 😊
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 79 books of target 52 in 2026 as @ 1st November.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Three more for me please @cathybird for 11th, 12th and today. Thanks, Indi x2
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Got an NSD in today. Have a friend staying this weekend so highly doubt I'll get another one in til MondaySavings goal by 31/12/24: £22000
Dec 23: £6945.232 -
Well done LittleMissDetermined, beanie, IndiJonesi and Rupacomp1
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Good morning, it's a NSD Friday for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1050/£1000 | Sabbatical £5664/£60002
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