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Joyful July's No Spend Days Challenge!
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Thursday and Friday were NSD #9 and #10 for me, thank you cathybirdSPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.501 -
I have 6 more to add please. Only non essential spend has been a cheap robot vacuum 😂1
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Hello, I’ve 4 more NSDs to add so am at 9 overall this month.1
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I was going to say "Early call for day 12" and then realised it was 3pm!
‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
JulyOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
July targets
beanielou 12/19
BlackCoffeeNoSugar 8/10
cathybird 8/15
Crazycatlady2 12/18
Dizzy Imp 15
GeorgianaCavendish 10/19
Crazycatlady2 18
IndiJonesi 8/11
jammy dodger
KajiKita 11/15
lianne1984 2/10
LittleMissDetermined 11/18
Makingabobor2 5/15
MrsCautious 9/12
QueenJess 9/17
Rupacomp 4/15
Saver-upper 10/15
short bird 12/18
Newcomers welcome
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Not one for me today 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 38 books of target 52 in 2025, as @ 27th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Well done Saver-upper, Crazycatlady2, MrsCautious, short bird and beanie
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Declaring early, my intent that this should be an NSD here 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 38 books of target 52 in 2025, as @ 27th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Number 8 for me today! I’m pleased with how all these are racking up but I know next month will be a different beast entirely, so not going to go too wild setting overly ambitious targets!1
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