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Joyful July's No Spend Days Challenge!

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  • beanielou
    beanielou Posts: 95,469 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    LittleMissDetermined said:
    It's another one for me today please, the only benefit of being poorly! 
    LMD x
    Feel better soon ❤️‍🩹
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Makingabobor2
    Makingabobor2 Posts: 4,194 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Another one today, up to 7/15 now. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £450/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £72.46

    Decluttering items 753
    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • KajiKita
    KajiKita Posts: 7,565 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Not an NSD today.

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 38 books of target 52 in 2025, as @ 27th July
    Produce tracker: £227 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    Number 10 today :):):) I think I’ve peaked though, don’t think I’ll get another one in until Friday
  • Rupacomp
    Rupacomp Posts: 305 Forumite
    Fourth Anniversary 100 Posts Name Dropper Photogenic
    An NSD today
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • cathybird
    cathybird Posts: 15,607 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    Do new specs count or can I exclude them?
    That's a tricky one beanie, because they're a necessity, but sometimes not cheap. I have included them in the past with this challenge, but can see an argument for not doing so. I guess that's probably not much help? What do you think? xx
  • cathybird
    cathybird Posts: 15,607 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 19 July 2023 at 7:10PM
    July

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
     July targets
     beanielou 14/19 imageimageimage BlackCoffeeNoSugar 10/10 imageimageimageimage cathybird 10/15 imageimageimage Crazycatlady2 12/18 imageimageimage Dizzy Imp 15 GeorgianaCavendish 12/19 imageimageimage Crazycatlady2 18 IndiJonesi 8/11 imageimage jammy dodger KajiKita 12/15 imageimageimage lianne1984 2/10 image LittleMissDetermined 15/18 imageimageimageimage Makingabobor2 7/15 imageimage MrsCautious 10/12 imageimageimage mummy2threeboys 10 QueenJess 10/17 imageimageimage Rupacomp 5/15 imageimage Saver-upper 11/15 imageimageimage short bird 14/18 imageimageimage
    Newcomers welcome :)
  • cathybird
    cathybird Posts: 15,607 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    LittleMissDetermined said:
    It's another one for me today please, the only benefit of being poorly! 
    LMD x
    @LittleMissDetermined  I hope you feel better soon too! xx
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,611 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    edited 19 July 2023 at 9:16AM
    beanielou said:
    LittleMissDetermined said:
    It's another one for me today please, the only benefit of being poorly! 
    LMD x
    Feel better soon ❤️‍🩹
    cathybird said:
    LittleMissDetermined said:
    It's another one for me today please, the only benefit of being poorly! 
    LMD x
    @LittleMissDetermined  I hope you feel better soon too! xx


     Thank you xx 

    It's another NSD for me today
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • GeorgianaCavendish
    GeorgianaCavendish Posts: 2,393 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Not today ... had a sports massage treatment and then had to stock up on bits from Boots & Savers. Feeling very floaty now! :) 
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