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Joyful July's No Spend Days Challenge!
Comments
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Well done LittleMissDetermined, beanie and short bird1
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Had one yesterday but was too tired to post ….
Not sure about today yet …. Will (aim to) report back later 😊
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 76 books of target 52 in 2026 as @ 23rd October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Early call for NSD #13 today please2
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Day 12 for me please
2 -
JulyOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
July targets
beanielou 19/19
BlackCoffeeNoSugar 12/10
cathybird 13/15
Crazycatlady2 17/18
Dizzy Imp 15
GeorgianaCavendish 13/19
IndiJonesi 12/11
jammy dodger
KajiKita 15/15
lianne1984 2/10
LittleMissDetermined 16/18
Makingabobor2 7/15
MrsCautious 13/12
mummy2threeboys 10
QueenJess 10/17
Rupacomp 6/15
Saver-upper 12/15
short bird 16/18
Newcomers welcome
1 -
NSD 15 today! Whoop 😊🎉🎊🥳
(Need something to celebrate on such a grey and damp day! 😉)
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 76 books of target 52 in 2026 as @ 23rd October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]2 -
Well done KajiKita, GeorgianaCavendish, BlackCoffeeNoSugar and beanie1
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with 3 more NSDs, I’ve gone past my target of 12 and am now at 13 🤗2
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