📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Joyful July's No Spend Days Challenge!

Options
1…2223252728…34

Comments

  • KajiKita
    KajiKita Posts: 7,634 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Not today - already ordered farro wheat and need some refill water filter packs too today.

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    Day 13 :) 
  • short_bird
    short_bird Posts: 4,016 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Day 17 today. 
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • Makingabobor2
    Makingabobor2 Posts: 4,211 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    2 more NSDs for yesterday & today, so up to 9/15 now. Might just do it, although I do have a few things to get this week. Fingers crossed
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756
    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • GeorgianaCavendish
    GeorgianaCavendish Posts: 2,393 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    NSD #14 today please 
  • QueenJess
    QueenJess Posts: 4,493 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    I've lost track a bit, but I think I have 2 more NSDs to report - one from Wednesday and another for today.
    2025 decluttering: 3,766🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 317🥉🥈🥇💎🏆
    Big kitchen declutter challenge 95/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • beanielou
    beanielou Posts: 95,538 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not one today. 
    Out for a lovely lunch. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Rupacomp
    Rupacomp Posts: 305 Forumite
    Fourth Anniversary 100 Posts Name Dropper Photogenic
    NSD today!
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • Crazycatlady2
    Crazycatlady2 Posts: 1,074 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    Still no spends other than food shopping and medicine 😢
  • cathybird
    cathybird Posts: 15,639 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 23 July 2023 at 10:57PM
    July

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
     July targets
     beanielou 19/19 imageimageimageimageimage BlackCoffeeNoSugar 13/10 imageimageimageimageimage cathybird 14/15 imageimageimage Crazycatlady2 19/18 imageimageimageimageimageimage Dizzy Imp 15 GeorgianaCavendish 14/19 imageimageimage IndiJonesi 12/11 imageimageimageimageimage jammy dodger KajiKita 15/15 imageimageimageimageimage lianne1984 2/10 image LittleMissDetermined 16/18 imageimageimageimage Makingabobor2 9/15 imageimage MrsCautious 13/12 imageimageimageimageimage mummy2threeboys 10 QueenJess 12/17 imageimageimage Rupacomp 7/15 imageimage Saver-upper 12/15 imageimageimage short bird 17/18 imageimageimageimage
    Newcomers welcome :)
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture