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Joyful July's No Spend Days Challenge!
Comments
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Well done MrsCautious, BlackCoffeeNoSugar, short bird, Makingabobor2, GeorgianaCavendish, QueenJess, Rupacomp and Crazycatlady22
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Managed another one over the weekend which takes me to 17... not one today though.
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60002 -
Hello all, I've been on holiday in the lovely Isle of Wight for the week so there haven't been any NSDs for a while
. Back on it now though. Hope you're all doing well 
February NSDs: 0 / 10
February PADs: 2 / 29
February Groceries Challenge: £59 / £250
February Make £5 a Day: £255 / £145
Current Debt: £3159 | CC £1490 | N £571 | C £725 | E £373
Weight Loss Challenge 2024: 0 lbs2 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Day 14 for me Don’t think I’ll get another one in this week - but we’ll see! 2
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NSD today which takes me last my target but I don’t know if I will manage 20 ….
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2025, as @ 16th November
Produce tracker: £442 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
JulyOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
July targets
beanielou 20/19
BlackCoffeeNoSugar 14/10
cathybird 15/15
Crazycatlady2 19/18
Dizzy Imp 15
GeorgianaCavendish 15/19
IndiJonesi 12/11
jammy dodger
KajiKita 16/15
lianne1984 2/10
LittleMissDetermined 17/18
Makingabobor2 9/15
MrsCautious 15/12
mummy2threeboys 10
QueenJess 12/17
Rupacomp 7/15
Saver-upper 12/15
short bird 17/18
Newcomers welcome
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Well done LittleMissDetermined, beanie, BlackCoffeeNoSugar and KajiKita1
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2 more NSDs for me - yesterday and early call for one today. Takes me to 15 🤗1
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NSD #15 today please
1
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