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Joyful July's No Spend Days Challenge!
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Calling day 15
I think this will be the last one of the month but we’ll see if I can squeeze another one in! Pleased to have got this far anyway!
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NSD #17 today
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Not one for me today, have had more work done on the house, still quite a bit to do but getting there.1
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JulyOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
July targets
beanielou 22/19
BlackCoffeeNoSugar 15/10
cathybird 16/15
Crazycatlady2 21/18
Dizzy Imp 15
GeorgianaCavendish 17/19
IndiJonesi 12/11
jammy dodger
KajiKita 17/15
lianne1984 2/10
LittleMissDetermined 19/18
Makingabobor2 11/15
MrsCautious 15/12
QueenJess 13/17
Rupacomp 8/15
Saver-upper 12/15
short bird 19/18
Newcomers welcome
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Another one today, making 11Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Well done KajiKita, beanie, BlackCoffeeNoSugar, GeorgianaCavendish and Makingabobor2
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Just one more NSD to report and that’s it for this month. Close but no cigar as I ended up with lots of bits and pieces that needed to be bought this month and I treated myself to a couple of things (like a haircut yesterday, that was absolutely needed!).
I’ll go for 15 next month please. Off on holiday for a week now, so will catch up after that!2025 decluttering: 3,802🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 322🥉🥈🥇💎🏆
Big kitchen declutter challenge 98/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
Enjoy your holiday QueenJess, safe journey xxQueenJess said:Just one more NSD to report and that’s it for this month. Close but no cigar as I ended up with lots of bits and pieces that needed to be bought this month and I treated myself to a couple of things (like a haircut yesterday, that was absolutely needed!).
I’ll go for 15 next month please. Off on holiday for a week now, so will catch up after that! 1 -
Day 19 yesterday, not one today.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2
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