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Joyful July's No Spend Days Challenge!
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Ooh, sorry, forgot! 15 day target in August 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Welcome to our lovely thread.LemonadeBudget said:Hi Cathybird, thank you for such a great thread! Newb here, would love to join the August Challenge. Aiming for a target of 15 no spend daysHope your month goes well.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Another 2 for me please, thank you @cathybird for running this.2
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day 20 today, thanks!‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
Thanks, beanielou!beanielou said:
Welcome to our lovely thread.LemonadeBudget said:Hi Cathybird, thank you for such a great thread! Newb here, would love to join the August Challenge. Aiming for a target of 15 no spend daysHope your month goes well.
Hoping the August NSD Challenge will help me hit my savings goal for the month 3 -
JulyOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
July targets
beanielou 21/19
BlackCoffeeNoSugar 15/10
cathybird 17/15
Crazycatlady2 21/18
Dizzy Imp 15
GeorgianaCavendish 17/19
IndiJonesi 12/11
jammy dodger
KajiKita 18/15
lianne1984 2/10
LittleMissDetermined 19/18
Makingabobor2 11/15
MrsCautious 17/12
QueenJess 13/17
Rupacomp 9/15
Saver-upper 12/15
short bird 20/18
Newcomers welcome
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Yes there's a shiny new month just round the corner, any thoughts on targets? ...
August targetsbeanielou 19BlackCoffeeNoSugar 10 cathybird 15 Crazycatlady2 Dizzy Imp GeorgianaCavendish IndiJonesi jammy dodger KajiKita 15 lianne1984 LemonadeBudget 15 LittleMissDetermined 14 Makingabobor2 MrsCautious QueenJess 15 Rupacomp Saver-upper short bird 18 Newcomers welcome
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LemonadeBudget said:Hi Cathybird, thank you for such a great thread! Newb here, would love to join the August Challenge. Aiming for a target of 15 no spend dayshi LemonadeBudget
and welcome
I've added you to the list, best of luck with the challenge!
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I am on holiday in August, and have 4 planned events plus 2 birthdays on top of that, so I am going to go for a target of 14 in August please. Will be back on it in September I promise!Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712
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Had one yesterday. Definitely did not have one today!Savings goal by 31/12/24: £22000
Dec 23: £6945.231
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