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Joyful July's No Spend Days Challenge!

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  • Early call for NSD #16 today please 
  • Crazycatlady2
    Crazycatlady2 Posts: 1,074 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    Had a spend today as went out for first time in nearly 2 weeks so got chip shop for lunch but no spends since last posted I don’t think 🤷‍♀️
  • cathybird
    cathybird Posts: 15,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    KajiKita said:
    cathybird said:
    KajiKita said:
    Definitely not an NSD today - £295 on dental work …. 🙄

    KK
    Same KajiKita, mine was £120 though for a repair to a crown, but then the repair promptly fell out as soon as I got home! I have to go back tomorrow but at least they won't charge me then (I hope) :|
    They’d better not! Imagine the crew of MSE standing with you, backing you up, if they try! 😉

    KK
    :D They didn't try! and it hasn't fallen out yet either, fingers crossed :smiley: 
  • cathybird
    cathybird Posts: 15,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 27 July 2023 at 4:42PM
    July

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
    July targets
    beanielou 21/19 imageimageimageimageimageimageimage BlackCoffeeNoSugar 14/10 imageimageimageimageimage cathybird 16/15 imageimageimageimageimageimage Crazycatlady2 21/18 imageimageimageimageimageimageimage Dizzy Imp 15 GeorgianaCavendish 16/19 imageimageimageimage IndiJonesi 12/11 imageimageimageimageimage jammy dodger KajiKita 17/15 imageimageimageimageimageimage lianne1984 2/10 image LittleMissDetermined 19/18 imageimageimageimageimageimage Makingabobor2 10/15 imageimageimage MrsCautious 15/12 imageimageimageimageimageimage mummy2threeboys 10 QueenJess 12/17 imageimageimage Rupacomp 8/15 imageimage Saver-upper 12/15 imageimageimage short bird 18/18 imageimageimageimageimage
    Newcomers welcome :)
  • beanielou
    beanielou Posts: 95,546 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,546 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    cathybird said:
    KajiKita said:
    cathybird said:
    KajiKita said:
    Definitely not an NSD today - £295 on dental work …. 🙄

    KK
    Same KajiKita, mine was £120 though for a repair to a crown, but then the repair promptly fell out as soon as I got home! I have to go back tomorrow but at least they won't charge me then (I hope) :|
    They’d better not! Imagine the crew of MSE standing with you, backing you up, if they try! 😉

    KK
    :D They didn't try! and it hasn't fallen out yet either, fingers crossed :smiley: 
    Fingers crossed indeed   :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • short_bird
    short_bird Posts: 4,017 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Definitely not one today: decided a phone that turns down the brightness on the screen when it feels like it (and needs restarting every other day) is probably on its way out so have shelled out for a new one. 
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • Rupacomp
    Rupacomp Posts: 305 Forumite
    Fourth Anniversary 100 Posts Name Dropper Photogenic
    Had an NSD yesterday. Not one today though 
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • cathybird
    cathybird Posts: 15,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done LittleMissDetermined, GeorgianaCavendish, Crazycatlady2, beanie and Rupacomp imageimageimage
  • KajiKita
    KajiKita Posts: 7,649 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Had one yesterday and forgot to report. 
    Planning one today!

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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