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Joyful July's No Spend Days Challenge!
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Early call for NSD #16 today please2
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Had a spend today as went out for first time in nearly 2 weeks so got chip shop for lunch but no spends since last posted I don’t think 🤷♀️2
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KajiKita said:cathybird said:KajiKita said:Definitely not an NSD today - £295 on dental work …. 🙄
KK
KKThey didn't try! and it hasn't fallen out yet either, fingers crossed
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JulyOff to a start =5 days =
10 days =
15 days =
20 days =Target reached =
Target beaten =
July targets
beanielou 21/19BlackCoffeeNoSugar 14/10
cathybird 16/15
Crazycatlady2 21/18
Dizzy Imp 15 GeorgianaCavendish 16/19
IndiJonesi 12/11
jammy dodger KajiKita 17/15
lianne1984 2/10
LittleMissDetermined 19/18
Makingabobor2 10/15
MrsCautious 15/12
mummy2threeboys 10 QueenJess 12/17
Rupacomp 8/15
Saver-upper 12/15
short bird 18/18
Newcomers welcome
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
cathybird said:KajiKita said:cathybird said:KajiKita said:Definitely not an NSD today - £295 on dental work …. 🙄
KK
KKThey didn't try! and it hasn't fallen out yet either, fingers crossed
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Definitely not one today: decided a phone that turns down the brightness on the screen when it feels like it (and needs restarting every other day) is probably on its way out so have shelled out for a new one.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
Had an NSD yesterday. Not one today thoughSavings goal by 31/12/24: £22000
Dec 23: £6945.232 -
Well done LittleMissDetermined, GeorgianaCavendish, Crazycatlady2, beanie and Rupacomp2
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Had one yesterday and forgot to report.Planning one today!
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1
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