
We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Joyful July's No Spend Days Challenge!
Options
Comments
-
Also, thank you to everyone who posted on the update thread to comment about the emojis and why we need them - I got an email from the forum team this morning acknowledging the concerns, so they had clearly been paying attention. I'm sure the comments do make a difference, even though they didn't respond on the thread.1
-
JulyOff to a start =5 days =
10 days =
15 days =
20 days =Target reached =
Target beaten =
July targets
beanielou 10/19BlackCoffeeNoSugar 6/10
cathybird 6/15
Crazycatlady2 6/18
Dizzy Imp 15 GeorgianaCavendish 9/19
Crazycatlady2 18 IndiJonesi 5/11
jammy dodger KajiKita 9/15
lianne1984 2/10
LittleMissDetermined 8/18
Makingabobor2 4/15
MrsCautious 5/12
QueenJess 8/17
Rupacomp 3/15
Saver-upper 8/15
short bird 10/18
Newcomers welcome
1 -
Day 10 today.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
NSD #9 today please … and thank you @cathybird for making sure we get to keep our motivational emojis! 😁
2 -
Not one today... had my hair extensions taken out and fancied a prawn mayo sandwich despite plenty of food at home.Savings goal by 31/12/24: £22000
Dec 23: £6945.232 -
cathybird said:Also, thank you to everyone who posted on the update thread to comment about the emojis and why we need them - I got an email from the forum team this morning acknowledging the concerns, so they had clearly been paying attention. I'm sure the comments do make a difference, even though they didn't respond on the thread.
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 38 books of target 52 in 2025, as @ 27th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
NSD here today ❤️😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 38 books of target 52 in 2025, as @ 27th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
One today.
The forum team are listening & taking things on board, they are just unable to respond to every comment.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Another one today, so I'm at 62
-
Aww, I'm glad everything on the forum seems to be working for you cathybird. Thank you for all your work.
Yesterday and today were NSD# 7and 8, thank you.SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.503
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards