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Joyful July's No Spend Days Challenge!
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Counting today as a NSD, so I’m on 2 so far
(I’m excluding bus fares and groceries in my counting. Definitely helped stave off the 3pm trip to the coffee shop with the rest of the office knowing I was on a streak of NSD for the day)3 -
Not one today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
I was just going to post this.KajiKita said:
Hi DizzyImp,Dizzy_Imp said:Still haven't managed a NSD what with village fetes, emergency cat food and Tesco delivery in the first three days! I have get my frozen raw dog food tomorrow so it won't happen then either! Gah!
I think you could could exclude emergency cat food (an essential to stop the cat gnawing on your leg or leaving home😉) and the groceries delivery (essential, planned, budgeted for etc). 😊 This challenge is more about making you stop and think about unconscious and unplanned spending.
KKI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Got my NSDs off to a start. One today... got to budger really really well this monthSavings goal by 31/12/24: £22000
Dec 23: £6945.233 -
JulyOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
July targets
beanielou 3/19
BlackCoffeeNoSugar 2/10
cathybird 1/15
Crazycatlady2 18
Dizzy Imp 15
GeorgianaCavendish 3/19
Crazycatlady2 18
IndiJonesi 2/11
jammy dodger
KajiKita 3/15
lianne1984 10
LittleMissDetermined 3/18
Makingabobor2 1/15
MrsCautious 12
QueenJess 3/17
Rupacomp 1/15
Saver-upper 4/15
short bird 4/18
Newcomers welcome
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Today is NSD #4
. I haven't needed to buy anything. Haven't even been tempted to take myself out for a meal, or cup of tea and cake. After a few weeks neglect, I have been decluttering and organising my house, which make me happy. SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.503 -
Decluttering and organising has taken on a completely new ‘meaning’ for me since joining these boards - it’s like a free upgrade to my house 😊Saver-upper said:Today is NSD #4. I haven't needed to buy anything. Haven't even been tempted to take myself out for a meal, or cup of tea and cake. After a few weeks neglect, I have been decluttering and organising my house, which make me happy.
KKAs at 15.05.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £235,841
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 24 books of target 52 in 2025, as @ 19th May
Produce tracker: £87 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Claiming another NSD today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £4225 | EF £161/£1000 | Sabbatical £2862/£3000 | Travel savings £2151 | Sinking pots £28483 -
NSD #3 today please
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Not one for me again, called in a locksmith today. I'm a bit behind but not too worried. Hopefully one tomorrow!2
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