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Joyful July's No Spend Days Challenge!
Comments
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Day 3 today.
Hope all are well.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.3 -
Not yesterday but yes, NSD today 😊
KKAs at 15.05.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £235,841
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 28 books of target 52 in 2025, as @ 12th June
Produce tracker: £152 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Could I join in? I've come back to MSE-land to boost my savings mojo, and was kindly reminded about how motivating challenges can be. I'm a newbie to keeping track of my NSDs, so I'm going to aim for 10 days and see how I go.
Already have 1 NSD for this month
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Declaring another NSD today. Buying groceries doesn’t count.2025 decluttering: 2,245🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎 🌟
2025 use up challenge: 177🥉🥈🥇💎
Net physical things in/(out): -581
Mini kitchen challenge 40/50
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 I 🥉12 🥈26 🥇52 💎100 🏆2502 -
JulyOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
July targets
beanielou 3/19
BlackCoffeeNoSugar 1/10
cathybird 1/15
Crazycatlady2 18
Dizzy Imp 15
GeorgianaCavendish 2/19
Crazycatlady2 18
IndiJonesi 2/11
jammy dodger
KajiKita 2/15
lianne1984 10
LittleMissDetermined 18
Makingabobor2 1/15
MrsCautious 12
mummy2threeboys
mummyjane
Optimistic Saver
Pauper1
QueenJess 2/17
Rupacomp 15
Saver-upper 2/15
short bird 3/18
Newcomers welcome
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hi BlackCoffeeNoSugar
and welcome
I've added you to the list, best of luck with the challenge!
2 -
Thank you cathybird! Looking forward to getting stuck in 3
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
I still haven't managed one yet this month, but hopefully tomorrow will be a NSD.
Well done so far everyone February NSDs: 0 / 10
February PADs: 2 / 29
February Groceries Challenge: £59 / £250
February Make £5 a Day: £255 / £145
Current Debt: £3159 | CC £1490 | N £571 | C £725 | E £373
Weight Loss Challenge 2024: 0 lbs3 -
Still haven't managed a NSD what with village fetes, emergency cat food and Tesco delivery in the first three days! I have get my frozen raw dog food tomorrow so it won't happen then either! Gah!
3
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