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Joyful July's No Spend Days Challenge!
Comments
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Well done short bird, KajiKita, BlackCoffeeNoSugar, QueenJess and beanie2
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Not one for me, more DIY stuff but hoping to be back onto it tomorrow.2
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Today was NSD #3, thank you cathybird.SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.503 -
Dizzy_Imp said:Still haven't managed a NSD what with village fetes, emergency cat food and Tesco delivery in the first three days! I have get my frozen raw dog food tomorrow so it won't happen then either! Gah!
I think you could could exclude emergency cat food (an essential to stop the cat gnawing on your leg or leaving home😉) and the groceries delivery (essential, planned, budgeted for etc). 😊 This challenge is more about making you stop and think about unconscious and unplanned spending.
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £276 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Good morning all. Yesterday was an unexpected, no spend day and today is another so that’s two for me so far.
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
Early call for day 4.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
NSD here today 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £276 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Another NSD today.2025 decluttering: 3,984🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 340🥉🥈🥇💎🏆
Big kitchen declutter challenge 113/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
JulyOff to a start =5 days =
10 days =
15 days =
20 days =Target reached =
Target beaten =
July targets
beanielou 3/19BlackCoffeeNoSugar 1/10
cathybird 1/15
Crazycatlady2 18 Dizzy Imp 15 GeorgianaCavendish 2/19
Crazycatlady2 18 IndiJonesi 2/11
jammy dodger KajiKita 3/15
lianne1984 10 LittleMissDetermined 2/18
Makingabobor2 1/15
MrsCautious 12 mummy2threeboys mummyjane Optimistic Saver Pauper1 QueenJess 3/17
Rupacomp 15 Saver-upper 3/15
short bird 4/18
Newcomers welcome
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KajiKita said:Dizzy_Imp said:Still haven't managed a NSD what with village fetes, emergency cat food and Tesco delivery in the first three days! I have get my frozen raw dog food tomorrow so it won't happen then either! Gah!
I think you could could exclude emergency cat food (an essential to stop the cat gnawing on your leg or leaving home😉) and the groceries delivery (essential, planned, budgeted for etc). 😊 This challenge is more about making you stop and think about unconscious and unplanned spending.
KK2
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