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Joyful July's No Spend Days Challenge!
Comments
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Well done short bird, KajiKita, BlackCoffeeNoSugar, QueenJess and beanie
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Not one for me, more DIY stuff but hoping to be back onto it tomorrow.
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Today was NSD #3, thank you cathybird.SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.503 -
Hi DizzyImp,Dizzy_Imp said:Still haven't managed a NSD what with village fetes, emergency cat food and Tesco delivery in the first three days! I have get my frozen raw dog food tomorrow so it won't happen then either! Gah!
I think you could could exclude emergency cat food (an essential to stop the cat gnawing on your leg or leaving home😉) and the groceries delivery (essential, planned, budgeted for etc). 😊 This challenge is more about making you stop and think about unconscious and unplanned spending.
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 51 books of target 52 in 2025, as @ 17th September
Produce tracker: £389 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Good morning all. Yesterday was an unexpected, no spend day and today is another so that’s two for me so far.
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £28272 -
Early call for day 4.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
NSD here today 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 51 books of target 52 in 2025, as @ 17th September
Produce tracker: £389 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Another NSD today.2025 decluttering: 5,121 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 363🥉🥈🥇💎🏆Mini freezer challenge -1/-20Big kitchen declutter challenge 121/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001
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JulyOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
July targets
beanielou 3/19
BlackCoffeeNoSugar 1/10
cathybird 1/15
Crazycatlady2 18
Dizzy Imp 15
GeorgianaCavendish 2/19
Crazycatlady2 18
IndiJonesi 2/11
jammy dodger
KajiKita 3/15
lianne1984 10
LittleMissDetermined 2/18
Makingabobor2 1/15
MrsCautious 12
mummy2threeboys
mummyjane
Optimistic Saver
Pauper1
QueenJess 3/17
Rupacomp 15
Saver-upper 3/15
short bird 4/18
Newcomers welcome
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I agree, think the cat food and groceries should be excluded. xKajiKita said:
Hi DizzyImp,Dizzy_Imp said:Still haven't managed a NSD what with village fetes, emergency cat food and Tesco delivery in the first three days! I have get my frozen raw dog food tomorrow so it won't happen then either! Gah!
I think you could could exclude emergency cat food (an essential to stop the cat gnawing on your leg or leaving home😉) and the groceries delivery (essential, planned, budgeted for etc). 😊 This challenge is more about making you stop and think about unconscious and unplanned spending.
KK 2
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