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Now for a healthier, wealthier me
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A "pottering" weekend sounds lovely. Put your feet up and relax,.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £590/£3000
.
Studies/surveys August £14.50
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Good morning folks and happy Friday! It's not actually raining here today but it has turned very cold, probably because of the clear skies. I still have the window open this morning to air the office and I am sat listening to a woodpecker at the bottom of the garden. I can't see it but the pecking is distinctive. It warms my heart, love the birds
He's actually been on my bird feeder before, we managed to get a photo of him.
Anyway, enough of the pleasantries... let's get down to the finance update. Nothing happening really! Sent £5 to the sabbatical, should be able to send another £40 extra on Monday before ay day so that should take me to £700. Then I paid house bill this morning too, to do with the leasehold.
It's another NSD for me today, I have totally lost count but must be nearing my target. I have no plans to spend this weekend either, if I do spend they will be low spends regardless. Hubby has made plans to see one of his friends on Sunday and that suits me, I will just make a roast dinner for when he gets home. I am definitely looking forward to a 'no real plans' weekend. Might even get to do a bit of video gaming which is a rarity these days.
That's all from me... Oh I forgot to mention, I was chatting to a friend the other day about passports and she mentioned she needed to get a new one as when she goes on holiday it will be more than 10 years since it was issued. I checked mine and guess what? Because I updated my name when I till had time left on my passport, mine can't be used for our September holiday! I therefore need to shell out for a new passport. Can't tell you how pleased I am that we had that conversation... I only really check the expiry date!
In other news I must get checking the comparison sites for pet insurance this weekend. I just loathe it because it feels such a chore, but after catching up on the latest season of Martin's show I really should make the time.
That really is it from me this morningHave lovely Fridays!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
Good morning and happy Monday everyone! I hope you had great weekends
As promised, mine was a no spend pottering weekend and whilst I am still coughing and wheezing I do feel better mentally for having a lovely 'no plans' weekend.
So, today is pay-day eve and I have moved and extra £40 to the sabbatical and as it's Monday I have also filled the No 8 envelope for the envelope challenge. It's not going to be a NSD as I have an appointment at lunchtime so will need to pay for parking, should only be a few pounds though and I will be using cash for that.
Here's my worry this morning... my pay slip isn't showing on the system at work. It's my pre-breakfast task every pay day eve and it's usually there without fail. BUT NOT TODAY? I hope there's not a problem and that I will be paid, otherwise I'll need to shuffle money around first thing tomorrow. I will keep checking it and also ask my colleagues later to see if they have theirs yet.
There's nothing else I have to add today in all honesty. The busy finance day will be tomorrow when I am moving money around and also paying some more towards holidays. We have booked a UK break for June with family so that needs to be paid and budgeted for too, plus we have 2 weekends away before then and next month is my birthday month so there will be plans...
That's it from me. Have lovely days
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
Have a good dayMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £590/£3000
.
Studies/surveys August £14.50
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
I didn't realise passports can't be used if they're over 10 years old. So I don't get why they add time to your new passport then. Am I missing something?? But yes, thankfully you had that conversation and you have more than enough time to get a renewal. Imagine if you'd spoken about this in August!?
Hopefully the lack of payslip is just a system glitch for the payslips, but everything is a-okay pay wise. xDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/500 -
Keedie said:I didn't realise passports can't be used if they're over 10 years old. So I don't get why they add time to your new passport then. Am I missing something?? But yes, thankfully you had that conversation and you have more than enough time to get a renewal. Imagine if you'd spoken about this in August!?
Hopefully the lack of payslip is just a system glitch for the payslips, but everything is a-okay pay wise. xMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £590/£3000
.
Studies/surveys August £14.50
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Makingabobor2 said:Have a good dayKeedie said:I didn't realise passports can't be used if they're over 10 years old. So I don't get why they add time to your new passport then. Am I missing something?? But yes, thankfully you had that conversation and you have more than enough time to get a renewal. Imagine if you'd spoken about this in August!?
Hopefully the lack of payslip is just a system glitch for the payslips, but everything is a-okay pay wise. x
It's from when I changed it to my married name so the expiry was extended to give me the full 10 years from my old one expiring. But @Makingabobor2 is right... now we have 'Brexited' we have to use it 10 years from issue.Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Good morning and happy pay day to me. No sooner does it hit the bank then it starts being syphoned off to all kinds of places. Including £600 holiday payment for this month... I had intended to bolster savings but that plan went out the window. My total PAD today is over £950!
It's not even a NSD as I am out tonight...but tomorrow should be, and Friday.
Busy day ahead for me, lots of meetings at work and I have a late call too so quick turnaround for going out. I also need to balance the spreadsheet with all the money being moved and payments made today... but first - another brew!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
Love your commitment to the PAD! Great work1
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FootyFanDan said:Love your commitment to the PAD! Great work
So, today is a busy work day with calls from an early start, I have a little break now so will just pop and get some breakfast and juice before my next call.
Made my PAD today which included my Wednesday dice rolls... £41 in dice rolls added to savings this morning! Last night's night out wasn't too spendy, £15 in all so that's OK. The next month will be quite spendy as March is my birthday month so I will have a lot of catch ups planned. Today will be a NSD for me, Wednesdays are generally really busy work days and then we don't go out in the evening.
I've sorted out my budget spreadsheet and my pots. I have set myself a target of 17 NSD's for March. Which is optimistic given the above paragraph
I hope everyone is OK?
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711
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